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978 State Rd 20, Interlachen, FL 32148 Property Records

Putnam County property record for 978 State Rd 20, Interlachen, FL 32148

Property Summary

Property TypeSingle Family Home
Details2,820 sqft · built 2008
Lot Size1.59 acres (69,536 sqft)
OwnerCompany Name on Record
Last Sale$654,000 (May 2024)
Tax Bill$10,393 (2025)
Deeds & MortgagesNov 2023 Transfer
Mar 2017 Sale
+ 1 more
Flood ZoneZone A (high risk)
APN13-10-24-0000-0126-0000

Property Details

APN / Parcel Number

Primary APN13-10-24-0000-0126-0000
Alternative APN
  • 77076

Interior

Plumbing Fixtures15 Plumbing Fixtures
Building Area2,820 sqft Living Area
Gross Area1,780 sqft
1st Floor Area1,780 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Lot Area69,536 sqft (1.59 acres)
Lot Dimensions155 ft deep x 40 ft wide
Garage TypeCarport
Garage Area576 sqft
CarportCarport
Carport Area576 sqft
PorchFinished/Open Porch
Porch Area838 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number77076
Street Address978 STATE ROAD 20
CityINTERLACHEN
StateFL
Zip32148-2426
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF E1/2 OF W1/2 OF NW1/4 OR187 P454
Legal Range24E
Legal Township10S
Legal Section13
Legal SubdivisionACREAGE
JurisdictionPUTNAM FL
Township / Civil DivisionINTERLACHEN-FLORAHOME
Census Block Group4
Census Block4019
Census Tract950201

Owner

Source: Putnam County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address113 N 4TH ST, PALATKA, FL 32177-3722
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2023Quit Claim Deed, Transfer
Quitclaim
Mar 8, 2017Grant Deed
ATTORNEY ONLY
Mar 8, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 15, 2024 · Amount on Record
Deed SaleMay 15, 2024 · Amount on Record
Prior SaleMar 8, 2017
Deed Document Number202412651
Deed Book / Page1758 / 1
Prior Transfer DateDec 15, 2015
Prior Transfer Doc0014281793
Record UpdatedJun 8, 2026

November 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPUTNAM FL
Recording DateNov 6, 2023
Property Address978 STATE ROAD 20, INTERLACHEN, FL 32148-2426
Document Number0017311630
Book / Page1731 / 1630
Instrument DateOct 31, 2023
Instrument202354024917
Transaction TypeTransfer
Record UpdatedDec 18, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address978 STATE ROAD 20, INTERLACHEN, FL 32148-2426

Transferred To (Grantee/Buyer)

NameVerified Name
Address603 W PENIEL RD, PALATKA, FL 32177-9302

March 2017: Grant Deed

Document TypeGrant Deed
JurisdictionPUTNAM FL
Recording DateMar 8, 2017
Property Address978 STATE ROAD 20, INTERLACHEN, FL 32148-2426
Document Number0014670419
Book / Page001467 / 000419
Instrument DateNov 22, 2016
Instrument54004127
Record UpdatedMay 4, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address978 STATE ROAD 20 INTERLACHEN FL 321482426, INTERLACHEN, FL 32148-2426

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPUTNAM FL
Recording DateMar 8, 2017
Property Address978 STATE ROAD 20, INTERLACHEN, FL 32148-2426
Document Number0014670416
Book / Page001467 / 000416
Instrument DateAug 3, 2016
Instrument54004126
Transaction TypeTransfer
Record UpdatedMay 4, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address978 STATE ROAD 20 INTERLACHEN FL 321482426, INTERLACHEN, FL 32148-2426

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,393.00 (+111.63%)$597,000 (+83.57%) Land $131,580 Building $465,420$597,000 (-3.86%) Land $131,580 Building $465,420
2023$4,911.00 (+5.25%) Homeowner's exemption$325,210 (+3%)$620,970 (+11.96%) Land $98,690 Building $522,280
2022$4,666.00 Homeowner's exemption$315,740$554,650 Land $98,690 Building $455,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 33 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims9 (1998–2017)
Claims Outside the SFHA4 of 9
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Windstream
DSL		200 / 20
T-Mobile
Fixed Wireless		100 / 20

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