978 Spring Valley Rd, Marion, VA 24354 Property Records

Smyth County property record for 978 Spring Valley Rd, Marion, VA 24354

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,782 sqft · built 1995
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Dec 2023)
Tax Bill	$941 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-A-26A`

Property Details

APN / Parcel Number

Primary APN	`45-A-26A`
Alternative APN	`53009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
Gross Area	2,070 sqft
1st Floor Area	1,782 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,284 sqft (0.81 acres)
Porch	Porch
Porch Area	216 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	53009
Street Address	978 SPRING VALLEY RD
City	MARION
State	VA
Zip	24354-6421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S ST RD 658 WASSUM PL 45 A 26A
Jurisdiction	SMYTH VA
Township / Civil Division	NORTH FORK
Census Block Group	2
Census Block	2002
Census Tract	30301

Owner

Source: Smyth County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6 MURRAY AVE, QUEENSBURY, NY 12804-4061
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Dec 26, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2023 · Amount on Record
Deed Sale	Dec 26, 2023 · Amount on Record
Deed Document Number	20232819
Deed Book / Page	1109 / 273
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMYTH VA
Recording Date	Oct 5, 2026
Property Address	978 SPRING VALLEY RD, MARION, VA 24354-6421
Document Number	0000002301
Book / Page	1114 / 1173
Instrument Date	Sep 30, 2026
Instrument	20262301
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002301,
Date	Oct 5, 2026
Book Page	1114/1173
Instrument	20262301

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMYTH VA
Recording Date	Dec 26, 2023
Property Address	978 SPRING VALLEY RD, MARION, VA 24354-6421
Document Number	001109/273
Book / Page	1109 / 273
Instrument Date	Dec 20, 2023
Instrument	230002819
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 MURRAY AVE, QUEENSBURY, NY 12804-4061

Mortgage

Document Number	0230002820
Date	Dec 26, 2023
Instrument	230002820

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.38%

Tax Assessment & Valuation

Source: Smyth County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Smyth County
Unified School District	Smyth County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$941.00 (+17.04%)	$136,400 (-) Land $18,000 Building $118,400	$136,400 (-) Land $18,000 Building $118,400
2025	$804.00 (+34%)	$136,400 (+68.19%) Land $18,000 Building $118,400	$136,400 (+68.19%) Land $18,000 Building $118,400
2023	$600.00	$81,100 Land $15,000 Building $66,100	$81,100 Land $15,000 Building $66,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 85% of Virginia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
SmythNet Fixed Wireless	100 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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