978 Smithfield Ave, Lincoln, RI 02865 Property Records

Lincoln Town property record for 978 Smithfield Ave, Lincoln, RI 02865

Property Summary

Property TypeMulti-Family Dwellings
Details5 bd · 3.5 ba · 2,240 sqft · built 1950
Lot Size0.172 acres (7,492 sqft)
Owner2 Individual Names on File
Last Sale$511,000 (Dec 2024)
Tax Bill$6,377 (2025)
Deeds & MortgagesDec 2021 Refinance
Flood ZoneZone X (minimal risk)
APN3-00013-15

Property Details

APN / Parcel Number

Primary APN3-00013-15
Alternative APNs
  • LINC M:06 L:409.0 U
  • 16-33883-98

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Units2 Units
Stories2 Stories
Building Area2,240 sqft Living Area
Gross Area3,726 sqft
1st Floor Area1,120 sqft
Basement Area1,120 sqft
Unfinished Basement1,120 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleMulti-Family
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,492 sqft (0.172 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number3-00013-15
Street Address978 SMITHFIELD AVE
CityLINCOLN
StateRI
Zip02865-2730
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeRG7
Legal Lot Number409.0
JurisdictionLINCOLN RI
Township / Civil DivisionLINCOLN
Census Block Group2
Census Block2000
Census Tract11702

Owner

978 Smithfield Ave, a residential property, is owned by two individuals who bought it in December 2024.

Source: Lincoln Town records, as of June 22, 2026

Owner of Record2 Individual Names on File
Mailing Address66 GARFIELD ST, 1, CENTRAL FALLS, RI 02863-2112
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2024 · Amount on File
Deed SaleDec 17, 2024 · Amount on File
Prior SaleApr 19, 2000 · Amount on File
Deed Document Number20246874
Deed Book / Page2546 / 2
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN RI
Property Address978 SMITHFIELD AVE, LINCOLN, RI 02865-2730
Transaction TypeMortgage
Record UpdatedAug 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002398-89
DateDec 28, 2021
Book Page2398/89
Instrument20210000006203
Lender
NamePAWTUCKET CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 978 Smithfield Ave was $6,377.

Source: Lincoln Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionLincoln Town
Unified School DistrictLincoln School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,377.00$471,700 Land $163,600 Building $308,100
2023$5,958.00$361,300 Land $127,400 Building $233,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 978 Smithfield Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2010–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 978 Smithfield Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN WATER COMMISSION
serves 21,664 people · EPA ID RI1858423
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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