978 Shadowridge Dr, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 978 Shadowridge Dr, Elsmere, KY 41018 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,048 sqft · built 2013
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$136,000 (May 2014)
Tax Bill	$3,130 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-10-02-384.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-02-384.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,048 sqft Finished Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Stone
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	978 SHADOWRIDGE DR
City	ELSMERE
State	KY
Zip	41018-4049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLE CREEK II SEC 15 LOT 384
Legal Subdivision	RIPPLE CREEK II
Legal Phase	15
Legal Lot Number	384
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3019
Census Tract	65600

Owner

Source: Kenton County records · APN 016-10-02-384.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	978 SHADOWRIDGE DR, ELSMERE, KY 41018-4049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 30, 2014 · Amount on Record
Deed Sale	May 30, 2014 · Amount on Record
Prior Sale	May 30, 2014 · Amount on Record
Deed Document Number	201405 30 059 00072
Deed Book / Page	5425 / 50
Last Transfer Date	Aug 30, 2021
Transfer Doc	0005900341
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Nov 22, 2021
Property Address	978 SHADOWRIDGE DR, ELSMERE, KY 41018-4049
Document Number	0005900341
Book / Page	132 / 720
Map Reference	SL 2124
Instrument Date	Aug 30, 2021
Instrument	21112205900341
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	978 SHADOWRIDGE DR, ELSMERE, KY 41018-4049

Mortgage

Document Number	0005900342
Date	Nov 22, 2021
Book Page	305/260
Instrument	21112205900342

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Oct 01, 2041

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,130.00 (+1.33%)	$206,100 (-) Land $25,000 Building $181,100	$206,100 (-) Land $25,000 Building $181,100
2023	$3,089.00	$206,100 Land $25,000 Building $181,100	$206,100 Land $25,000 Building $181,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 427 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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