978 Shadow Pine Dr, Fenton, MO 63026 Property Records

Jefferson County property record for 978 Shadow Pine Dr, Fenton, MO 63026

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,314 sqft · built 2003
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Tax Bill	$3,494 (2023)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-5.0-16.0-0-000-031.70`

Property Details

APN / Parcel Number

Primary APN	`02-5.0-16.0-0-000-031.70`
Alternative APN	`0250160 03170`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,314 sqft Living Area
1st Floor Area	1,314 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	30 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	0250160 03170
Street Address	978 SHADOW PINE DR
City	FENTON
State	MO
Zip	63026-8313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BLUFFS AT ROMAINE 2 LOT 215
Legal Range	05
Legal Township	43
Legal Section	16
Legal Subdivision	BLUFFS AT ROMAINE 2
Legal Lot Number	215
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	2
Census Block	2010
Census Tract	700209

Owner

Source: Jefferson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	978 SHADOW PINE DR, FENTON, MO 63026-8313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 6, 2022	Warranty Deed, Transfer · VA Mortgage SUPERIOR MORTGAGE SOLUTIONS INC
Sep 29, 2021	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2022
Deed Sale	Dec 6, 2022
Prior Sale	Dec 6, 2022
Deed Document Number	0000038394
Last Transfer Date	Jan 29, 2025
Transfer Doc	0000002131
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	978 SHADOW PINE DR, FENTON, MO 63026-8313
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 SHADOW PINE DR, FENTON, MO 63026-8313

Mortgage

Document Number	0000000649
Date	Jan 9, 2026
Instrument	2026R-000649

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2055

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 6, 2022
Property Address	978 SHADOW PINE DR, FENTON, MO 63026-8313
Document Number	0000038394
Map Reference	MB 198 PG 12
Instrument Date	Nov 30, 2022
Instrument	2022R-038394
Transaction Type	Transfer
Record Updated	Dec 20, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 VEST AVE, VALLEY PARK, MO 63088-1937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 SHADOW PINE DR, FENTON, MO 63026-8313

Mortgage

Document Number	0000038395
Date	Dec 6, 2022
Instrument	2022R-038395

Lender

Name	SUPERIOR MORTGAGE SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 29, 2021
Property Address	978 SHADOW PINE DR, FENTON, MO 63026-8313
Document Number	2021R042892
Map Reference	MB 198 PG 12-15
Instrument Date	Sep 27, 2021
Instrument	2021R-042892
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 SHADOW PINE DR, FENTON, MO 63026-8313

Mortgage

Document Number	2021R042893
Date	Sep 29, 2021
Instrument	2021R-042893

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$51,000 (+7.14%) Land $8,800 Building $42,200
2024			$268,200 (+7.02%) Land $46,200 Building $222,000
2023	$3,494.00	$47,600 Land $8,800 Building $38,800	$250,600 Land $46,200 Building $204,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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