Douglas County property record for 978 Shadow Ln, Carson City, NV 89705
| Property Type | Single Family Home |
|---|---|
| Details | 1,576 sqft · built 1992 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Mar 2017) |
| Tax Bill | $2,455 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Sep 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1420-07-711-002 |
| Primary APN | 1420-07-711-002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,576 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 543 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 978 SHADOW LN |
|---|---|
| City | CARSON CITY |
| State | NV |
| Zip | 89705-8006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:1 BLK:D SUBD:SUNRIDGE 1A SEC/TWN/RNG/MER:SEC 07 TWN 14N RNG 20E |
| Legal Range | 20 |
| Legal Township | 14 |
| Legal Section | 07 |
| Legal Subdivision | SUNRIDGE 1A |
| Legal Block | D |
| Legal Lot Number | 1 |
| Jurisdiction | DOUGLAS NV |
| Township / Civil Division | GENOA-JACKS VALLEY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 2100 |
Source: Douglas County records, as of January 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 978 SHADOW LN, CARSON CITY, NV 89705-8006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Sep 19, 2018 | Deed of Trust, Mortgage · Line of Credit NEVADA ST BK |
| Mar 10, 2017 | Grant Deed, Transfer · VA Mortgage ISERVE RESID'L LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2017 · Amount on Record |
| Deed Sale | Mar 10, 2017 · Amount on Record |
| Deed Document Number | 895812 |
| Deed Book / Page | D / 1 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Property Address | 978 SHADOW LN, CARSON CITY, NV 89705-8006 |
| Document Number | 0000942295 |
| Instrument Date | Feb 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 978 SHADOW LN CARSON CITY NV 897058006, CARSON CITY, NV 89705-8006 |
| Document Number | 0000942295 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 942295 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Property Address | 978 SHADOW LN, CARSON CITY, NV 89705-8006 |
| Document Number | 0000920639 |
| Instrument Date | Sep 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2018 |
| Title Company | ISGN FULFILLMENT SERVICES INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 978 SHADOW LN CARSON CITY NV 897058006, CARSON CITY, NV 89705-8006 |
| Document Number | 0000920639 |
|---|---|
| Date | Oct 9, 2018 |
| Instrument | 920639 |
| Name | NEVADA ST BK |
|---|---|
| Type | Bank |
| Address | CARSON CITY, NV 89701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | Mar 10, 2017 |
| Property Address | 978 SHADOW LN, CARSON CITY, NV 89705-8006 |
| Document Number | 0000895812 |
| Instrument Date | Mar 6, 2017 |
| Instrument | 895812 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2017 |
| Title Company | RELIANT TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $955.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 978 SHADOW LN CARSON CITY NV 897058006, CARSON CITY, NV 89705-8006 |
| Document Number | 895813 |
|---|---|
| Date | Mar 10, 2017 |
| Instrument | 895813 |
| Name | ISERVE RESID'L LNDG |
|---|---|
| Address | SAN DIEGO, CA 92128 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 9, 2047 |
Source: Douglas County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Douglas County |
| Unified School District | Douglas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,455.00 (+6.09%) | $86,556 (+2.08%) Land $40,250 Building $46,306 | $247,303 (+2.08%) Land $115,000 Building $132,303 |
| 2023 | $2,314.00 | $84,792 Land $40,250 Building $44,542 | $242,263 Land $115,000 Building $127,263 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 70% of Nevada |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN HILLS GID serves 5,962 people · EPA ID NV0000355 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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