978 S del Norte Ave, Kerman, CA 93630 Property Records

Fresno County property record for 978 S del Norte Ave, Kerman, CA 93630

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1962
Lot Size	0.14 acres (6,100 sqft)
Owner	Individual Name on Record
Last Sale	$153,000 (Sep 2015)
Tax Bill	$2,011 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023-195-25S`

Property Details

APN / Parcel Number

Primary APN	`023-195-25S`
Alternative APN	`02319525`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Custom Design
Construction Type	Frame
Lot Area	6,100 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 61 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Evaporative

Location & Zoning

Street Address	978 S DEL NORTE AVE
City	KERMAN
State	CA
Zip	93630-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUR RT LOT 35 TRACT NO 1730 GARDEN ACRES
Legal Subdivision	1730 GARDEN ACRES
Legal Tract	1730
Legal Lot Number	35
Jurisdiction	FRESNO CA
Township / Civil Division	KERMAN
Census Block Group	3
Census Block	3017
Census Tract	4003

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	978 S DEL NORTE AVE, KERMAN, CA 93630-1213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Deed of Trust, Mortgage · FHA Mortgage ML MORTGAGE CORP
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2015 · Amount on Record
Deed Sale	Sep 15, 2015 · Amount on Record
Prior Sale	Jul 23, 2014 · Amount on Record
Deed Document Number	2015119235
Prior Transfer Date	Dec 14, 1995
Prior Transfer Doc	0000167086
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	978 S DEL NORTE AVE, KERMAN, CA 93630-1213
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097289
Date	Jul 30, 2020
Instrument	2020-0097289

Lender

Name	ML MORTGAGE CORP
Type	Non-Lending Institution
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	978 S DEL NORTE AVE, KERMAN, CA 93630-1213
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 S DEL NORTE AVE AYE, KERMAN, CA 93630-1213

Mortgage

Document Number	0000175736
Date	Oct 21, 2021
Instrument	2021-0175736

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Kerman City
Unified School District	Kerman Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$184,734 (+2%) Land $42,257 Building $142,477
2025	$2,011.00 (+4.69%) Homeowner's exemption	$181,113 (+4.04%) Land $41,429 Building $139,684
2023	$1,921.00 (+0.84%) Homeowner's exemption	$174,082 Land $39,821 Building $134,261
2022	$1,905.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERMAN serves 17,256 people · EPA ID CA1010018
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kerman Telephone Fiber · DSL	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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