Vance County property record for 978 Rice Rd, Henderson, NC 27537
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,200 sqft · built 1952 |
| Lot Size | 1.62 acres (70,567 sqft) |
| Owner | Individual Name on File |
| Last Sale | $79,500 (Jun 2020) |
| Tax Bill | $1,169 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0352 01004 |
| Primary APN | 0352 01004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,200 sqft Finished Area |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Lot Area | 70,567 sqft (1.62 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1029969 |
|---|---|
| Street Address | 978 RICE RD |
| City | HENDERSON |
| State | NC |
| Zip | 27537-9001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 978 RICE RD 1.620 |
| Legal Block | 01 |
| Jurisdiction | VANCE NC |
| Township / Civil Division | WILLIAMSBORO |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 960200 |
978 Rice Rd is owned and occupied by an individual who bought it in June 2020.
Source: Vance County records, as of October 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 978 RICE RD, HENDERSON, NC 27537-9001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2020 · Amount on File |
| Deed Sale | Jun 19, 2020 · Amount on File |
| Prior Sale | Aug 10, 2005 · Amount on File |
| Deed Document Number | 0013760578 |
| Deed Book / Page | 1376 / 0578 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VANCE NC |
| Property Address | 978 RICE RD, HENDERSON, NC 27537-9001 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1400/975 |
|---|---|
| Date | Sep 1, 2021 |
| Book Page | 1400/975 |
| Instrument | 3733 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VANCE NC |
| Recording Date | Jun 19, 2020 |
| Property Address | 978 RICE RD, HENDERSON, NC 27537-9001 |
| Document Number | 1376/578 |
| Book / Page | 1376 / 578 |
| Map Reference | MB G PG 77 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 2024 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $159.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 BREEZEWOOD DR, 105, GREENVILLE, NC 27858-0044 |
| Name | Verified Name |
|---|---|
| Address | 978 RICE RD, HENDERSON, NC 27537-9001 |
| Document Number | 2026 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 2026 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 978 Rice Rd was $1,169.
Source: Vance County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Vance County |
| Unified School District | Vance County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,169.00 | $127,435 Land $15,782 Building $111,653 | $127,435 Land $15,782 Building $111,653 |
| 2023 | $702.00 | $59,512 Land $11,108 Building $48,404 | $59,512 Land $11,108 Building $48,404 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 978 Rice Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Sep 1996 · Hurricane Fran |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 978 Rice Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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