978 Phillips Ave, Petaluma, CA 94952 Property Records

Sonoma County property record for 978 Phillips Ave, Petaluma, CA 94952

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,276 sqft · built 1950
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$585,000 (Jan 2016)
Tax Bill$8,056 (2025)
Deeds & MortgagesApr 2017 Mortgage
May 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN008-422-004-000

Property Details

APN / Parcel Number

Primary APN008-422-004-000
Alternative APN
  • 008-422-004

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,276 sqft Living Area
1st Floor Area1,276 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1960
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,000 sqft (0.138 acres)
Garage Area281 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address978 PHILLIPS AVE
CityPETALUMA
StateCA
Zip94952-4827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITYPE
Legal SubdivisionBOOKER SUBDIVISION #1
Legal Block2
Legal Lot Number4
JurisdictionSONOMA CA
Township / Civil DivisionPETALUMA
Census Block Group2
Census Block2000
Census Tract150702

Owner

Source: Sonoma County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address978 PHILLIPS AVE, PETALUMA, CA 94952-4827
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC
May 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC
Jan 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC
May 21, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 8, 2016 · Amount on Record
Deed SaleJan 8, 2016 · Amount on Record
Deed Document Number20161583
Prior Transfer DateJul 18, 1996
Prior Transfer Doc0000065579
Record UpdatedJun 8, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address978 PHILLIPS AVE, PETALUMA, CA 94952-4827
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000029214
DateApr 17, 2017
Instrument2017029214
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address978 PHILLIPS AVE, PETALUMA, CA 94952-4827
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034391
DateMay 6, 2020
Instrument2020034391
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address978 PHILLIPS AVE, PETALUMA, CA 94952-4827
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address978 PHILLIPS AVE, PETALUMA, CA 94952-4827

Mortgage

Document Number0000001388
DateJan 6, 2021
Instrument2021001388
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address978 PHILLIPS AVE, PETALUMA, CA 94952-4827
Document Number0000036594
Instrument DateMay 21, 2019
Transaction TypeMortgage
Record UpdatedJun 18, 2019
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address978 PHILLIPS AVE PETALUMA CA 949524827, PETALUMA, CA 94952-4827

Mortgage

Document Number0000036594
DateMay 31, 2019
Instrument36594
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalityPetaluma City
Elementary School DistrictPetaluma City Elementary School District (KG - 06)
Secondary School DistrictPetaluma Joint Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,056.00 (+9.84%)$692,515 (+4.04%) Land $277,006 Building $415,509
2023$7,334.00 (+0.87%)$665,625 Land $266,250 Building $399,375
2022$7,271.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PETALUMA
serves 61,427 people · EPA ID CA4910006
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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