Oakland County property record for 978 Panorama Dr, Milford, MI 48381
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,345 sqft · built 1959 |
| Lot Size | 0.273 acres (11,892 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Nov 2021) |
| Tax Bill | $5,221 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | LM-16-03-376-050 |
| Primary APN | LM-16-03-376-050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 1,345 sqft Living Area |
| 1st Floor Area | 747 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Bi-Level |
| Exterior Material | Other |
| Roof Type | Gable |
| Lot Area | 11,892 sqft (0.273 acres) |
| Lot Dimensions | 191 ft deep x 62 ft wide |
| Terrain | Rolling |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 38 sqft |
| Deck Area | 19 sqft |
| Patio Area | 19 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 978 PANORAMA DR |
|---|---|
| City | MILFORD |
| State | MI |
| Zip | 48381-1560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R7E, SEC 3 FAIRVIEW HILLS SUB NO. 2 LOT 89 |
| Legal Range | 07E |
| Legal Township | 02N |
| Legal Section | 03 |
| Legal Subdivision | FAIRVIEW HILLS SUB |
| Legal Lot Number | 89 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | MILFORD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 132700 |
978 Panorama Dr is owned and occupied by an individual who bought it in November 2021.
Source: Oakland County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 978 PANORAMA DR, MILFORD, MI 48381-1560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL HOME MORTGAGE |
| Nov 5, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2021 · Amount on File |
| Deed Sale | Nov 5, 2021 · Amount on File |
| Prior Sale | Dec 27, 2005 · Amount on File |
| Deed Document Number | 2021254359 |
| Deed Book / Page | 57060 / 588 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 978 PANORAMA DR, MILFORD, MI 48381-1560 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1285 GLEN CT, HIGHLAND, MI 48357 |
| Document Number | 0000250989 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 57040/115 |
| Instrument | 250989 |
| Name | FIRST NATIONAL HOME MORTGAGE |
|---|---|
| Address | WATERFORD, MI 48329 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 5, 2021 |
| Property Address | 978 PANORAMA DR, MILFORD, MI 48381-1560 |
| Document Number | 0000254359 |
| Book / Page | 57060 / 588 |
| Map Reference | LB 96 PG 31 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 254359 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,482.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 978 PANORAMA DR, MILFORD, MI 48381-1560 |
| Name | Verified Name |
|---|---|
| Address | 978 PANORAMA DR, MILFORD, MI 48381-1560 |
The 2025 property tax bill for 978 Panorama Dr was $5,221, down 6.3% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Milford Charter Township |
| Municipality | Milford Village |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,221.00 (-6.33%) | $120,160 | $240,320 |
| 2024 | $5,574.00 | ||
| 2023 | $107,600 | $215,200 | |
| 2021 | $1,800.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 978 Panorama Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 978 Panorama Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF MILFORD serves 6,366 people · EPA ID MI0004390 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 123.NET Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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