Fulton County property record for 978 Ormewood Ter SE, Atlanta, GA 30316
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,636 sqft · built 1950 |
| Lot Size | 0.276 acres (12,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $311,000 (Apr 2016) |
| Tax Bill | $4,875 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-0010-0001-060-2 |
| Primary APN | 14-0010-0001-060-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,636 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Basement Area | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Lot Area | 12,000 sqft (0.276 acres) |
| View / Lot | Neighborhood / Spot |
| Deck Area | Deck Area |
| Patio Area | 472 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0860409 |
|---|---|
| Street Address | 978 ORMEWOOD TER SE |
| City | ATLANTA |
| State | GA |
| Zip | 30316-2585 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | VERIFIED DATA 5/23 |
| Legal Block | 2 |
| Jurisdiction | FULTON GA |
| Township / Civil Division | ATLANTA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 5200 |
Source: Fulton County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 978 ORMEWOOD TER SE, ATLANTA, GA 30316-2585 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 7, 2022 | Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOAN |
| Aug 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SHELTER HM MTG LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2016 · Amount on Record |
| Deed Sale | Apr 6, 2016 · Amount on Record |
| Deed Document Number | 201611338 |
| Deed Book / Page | 56047 / 338 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON GA |
| Property Address | 978 ORMEWOOD TER SE, ATLANTA, GA 30316-2585 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 978 ORMEWOOD TER SE, ATLANTA, GA 30316-2585 |
| Document Number | 0663800197 |
|---|---|
| Date | Dec 7, 2022 |
| Book Page | 0000066380/0000000197 |
| Name | THIRD FEDERAL SAVINGS AND LOAN |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FULTON GA |
| Property Address | 978 ORMEWOOD TER SE, ATLANTA, GA 30316-2585 |
| Document Number | 0620760567 |
| Instrument Date | Aug 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 978 ORMEWOOD TER SE ATLANTA GA 303162585, ATLANTA, GA 30316-2585 |
| Document Number | 0620760567 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 062076/000567 |
| Instrument | 257757 |
| Name | SHELTER HM MTG LLC |
|---|---|
| Address | NORCROSS, GA 30093 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 11, 2040 |
Source: Fulton County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Georgia |
| Municipality | Atlanta City |
| County | Fulton County |
| Unified School District | Atlanta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $223,840 (-) Land $44,240 Building $179,600 | $559,600 (-) Land $110,600 Building $449,000 | |
| 2025 | $4,875.00 (+4.43%) | $223,840 (+7%) Land $44,240 Building $179,600 | $559,600 (+7%) Land $110,600 Building $449,000 |
| 2024 | $4,668.00 (-46.1%) | ||
| 2023 | $8,660.00 | $209,200 (-) Land $42,480 Building $166,720 | $523,000 (-) Land $106,200 Building $416,800 |
| 2022 | $8,660.00 | $209,200 Land $42,480 Building $166,720 | $523,000 Land $106,200 Building $416,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.2% of Georgia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB COUNTY serves 743,000 people · EPA ID GA0890001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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