Sumter County property record for 978 NW 4th St, Webster, FL 33597
| Property Type | Single Family Home |
|---|---|
| Details | 1,274 sqft · built 1994 |
| Lot Size | 0.334 acres (14,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Apr 2021) |
| Tax Bill | $2,276 (2024) |
| Deeds & Mortgages | Apr 2022 Mortgage Feb 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N36B021 |
| Primary APN | N36B021 |
|---|---|
| Alternative APN |
|
| Building Area | 1,274 sqft Heated Area |
|---|
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Conventional |
| Construction Type | Concrete |
| Lot Area | 14,583 sqft (0.334 acres) |
| Lot Dimensions | 150 ft deep x 25 ft wide |
| Garage Area | 172 sqft |
| Account Number | 1069592 |
|---|---|
| Street Address | 978 NW 4TH ST |
| City | WEBSTER |
| State | FL |
| Zip | 33597-4737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK 2 JOHNSON SUB PB 1 PG 84 AND LOTS 2-4 |
| Legal Range | 22E |
| Legal Township | 21S |
| Legal Section | 36 |
| Legal Subdivision | JOHNSON SUB |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | BUSHNELL-CENTER HILL |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 910701 |
Source: Sumter County records, as of December 25, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 978 NW 4TH ST, WEBSTER, FL 33597-4737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Feb 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| May 15, 2024 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Jul 17, 2025 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Nov 5, 2024 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Nov 6, 2023 | Public Action, Foreclosure · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Apr 29, 2021 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2021 · Amount on File |
| Deed Sale | Apr 29, 2021 · Amount on File |
| Prior Sale | Apr 29, 2021 · Amount on File |
| Deed Document Number | 0039910165 |
| Deed Book / Page | 3991 / 165 |
| Last Transfer Date | Nov 6, 2023 |
| Transfer Doc | 0045540515 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 978 NW 4TH ST, WEBSTER, FL 33597-4737 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 978 NW 4TH ST, WEBSTER, FL 33597-4737 |
| Document Number | 0042420609 |
|---|---|
| Date | Apr 8, 2022 |
| Book Page | 4242/609 |
| Instrument | 202260018140 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 978 NW 4TH ST, WEBSTER, FL 33597-4737 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 978 NW 4TH ST, WEBSTER, FL 33597-4737 |
| Document Number | 0044210706 |
|---|---|
| Date | Feb 20, 2023 |
| Book Page | 4421/706 |
| Instrument | 202360006945 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 339 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 978 NW 4TH ST, WEBSTER, FL 33597-4737 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 978 NW 4TH ST, WEBSTER, FL 33597-4737 |
| Document Number | 0046480067 |
|---|---|
| Date | May 15, 2024 |
| Book Page | 4648/67 |
| Instrument | 202460018888 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 978 NW 4TH ST, WEBSTER, FL 33597-4737 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 978 NW 4TH ST, WEBSTER, FL 33597-4737 |
| Document Number | 0049080380 |
|---|---|
| Date | Jul 17, 2025 |
| Book Page | 4908/380 |
| Instrument | 202560034571 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 310 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 978 NW 4TH ST, WEBSTER, FL 33597-4737 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 978 NW 4TH ST, WEBSTER, FL 33597-4737 |
| Document Number | 0047440440 |
|---|---|
| Date | Nov 5, 2024 |
| Book Page | 4744/440 |
| Instrument | 202460044337 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 318 Months |
| Due | May 1, 2051 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Nov 6, 2023 |
| Property Address | 978 NW 4TH ST, WEBSTER, FL 33597-4737 |
| Document Number | 0045540515 |
| Book / Page | 4554 / 515 |
| Map Reference | MB 1 PG 84 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 202360041677 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 26, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $10.50 |
| Amount Accuracy | Tax Sale |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 978 NW 4TH ST, WEBSTER, FL 33597-4737 |
| Document Number | 0004558448 |
|---|---|
| Date | Nov 6, 2023 |
| Instrument | 4558/448 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 330 Months |
| Due | May 1, 2051 |
| Document Number | 0045580448 |
|---|---|
| Date | Nov 14, 2023 |
| Book Page | 4558/448 |
| Instrument | 202360042746 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 330 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Apr 29, 2021 |
| Property Address | 978 NW 4TH ST, WEBSTER, FL 33597-4737 |
| Document Number | 0039910165 |
| Book / Page | 3991 / 165 |
| Map Reference | MB 1 PG 84 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 202160024018 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Title Company | CONCIERGE TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 200 JUMPER DR S # SB2, SB2, BUSHNELL, FL 33513-5012 |
| Name | Verified Name |
|---|---|
| Address | 978 NW 4TH ST, WEBSTER, FL 33597-4737 |
| Document Number | 0003991167 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 3991/167 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Sumter County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Municipality | Webster City |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $110,530 (-8.83%) Land $7,290 Building $103,240 | $110,530 (-8.83%) Land $7,290 Building $103,240 | |
| 2024 | $2,276.00 (-3.27%) | ||
| 2023 | $2,353.00 (-0.04%) | $121,240 (-) Land $1,000 Building $120,240 | $121,240 (-) Land $1,000 Building $120,240 |
| 2022 | $2,354.00 | $121,240 Land $1,000 Building $120,240 | $121,240 Land $1,000 Building $120,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEBSTER, CITY OF (2 WPS) serves 800 people · EPA ID FL6600330 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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