978 N Edgewater Trl, Toccoa, GA 30577 Property Records

Stephens County property record for 978 N Edgewater Trl, Toccoa, GA 30577

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jul 2022)
Tax Bill	$950 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`056 037`

Property Details

APN / Parcel Number

Primary APN	`056 037`
Alternative APNs	`104808` `280033`

Exterior

Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	150 ft deep x 90 ft wide

Location & Zoning

Account Number	280033
Street Address	978 N EDGEWATER TRL
City	TOCCOA
State	GA
Zip	30577-2585
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RS
Legal Description	LOT 81 PH 2 SEC D CURRAHEE CLUB
Legal Subdivision	CURRAHEE CLUB
Legal Phase	2
Legal Lot Number	81
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	4
Census Block	4013
Census Tract	970202

Owner

978 N Edgewater Trl, residential vacant land, is owned by an individual who bought it in July 2022.

Source: Stephens County records, as of March 12, 2026

Owner of Record	Individual Name on File
Mailing Address	5455 HOLLY SPRINGS RD, PENDERGRASS, GA 30567-3532
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY HOME LOANS
Jul 1, 2022	Warranty Deed, Transfer
Sep 24, 2021	Warranty Deed, Transfer
Nov 17, 2020	Grant Deed, Transfer ATTORNEY ONLY
Dec 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2022 · Amount on File
Deed Sale	Jul 5, 2022 · Amount on File
Prior Sale	Sep 24, 2021 · Amount on File
Deed Document Number	20221011
Deed Book / Page	1302 / 436
Prior Transfer Date	Nov 20, 2019
Prior Transfer Doc	0011970191
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	978 N EDGEWATER TRL, TOCCOA, GA 30577-2585
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5455 HOLLY SPRINGS RD, PENDERGRASS, GA 30567-3532

Mortgage

Document Number	0014380000000168
Date	Feb 5, 2026
Book Page	0000001438/0000000168

Lender

Name	CAPITAL CITY HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2057

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 1, 2022
Property Address	978 N EDGEWATER TRL, TOCCOA, GA 30577-2585
Document Number	0013020436
Book / Page	1302 / 436
Instrument Date	Jul 1, 2022
Instrument	2022-001011
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 GREYSTONE SUMMIT DR UNIT 2009, 2009, CUMMING, GA 30040-7778

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 24, 2021
Property Address	978 N EDGEWATER TRL, TOCCOA, GA 30577-2585
Document Number	0012680323
Book / Page	1268 / 323
Instrument Date	Sep 24, 2021
Instrument	2021-001377
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2123 SHURESVILLE RD, DARLINGTON, MD 21034-1512

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 17, 2020
Property Address	978 N EDGEWATER TRL, TOCCOA, GA 30577-2585
Document Number	0012290166
Book / Page	001229 / 000166
Instrument Date	Nov 13, 2020
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$75.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 N EDGEWATER TRL TOCCOA GA 305772585, TOCCOA, GA 30577-2585

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 17, 2019
Property Address	978 N EDGEWATER TRL, TOCCOA, GA 30577-2585
Document Number	0011970191
Book / Page	001197 / 000191
Instrument Date	Nov 20, 2019
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	978 N EDGEWATER TRL TOCCOA GA 305772585, TOCCOA, GA 30577-2585

Tax Assessment & Valuation

The 2025 property tax bill for 978 N Edgewater Trl was $950.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$950.00	$34,624 Land $34,624	$86,560 Land $86,560
2023	$1,030.00	$34,624 Land $34,624	$86,560 Land $86,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 978 N Edgewater Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 978 N Edgewater Trl is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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