978 N 200 E, American Fork, UT 84003 Property Records

Utah County property record for 978 N 200 E, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,471 sqft · built 2020
Lot Size	0.267 acres (11,623 sqft)
Owner	2 Individual Names on Record
Last Sale	$382,200 (Aug 2020)
Tax Bill	$4,471 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-905-0101`

Property Details

APN / Parcel Number

Primary APN	`41-905-0101`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,471 sqft Living Area
Gross Area	4,558 sqft
Basement Area	1,225 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	11,623 sqft (0.267 acres)
Garage Type	Attached
Garage Area	862 sqft
Parking Spaces	3 Parking Spaces
Porch	Wood Porch
Porch Area	375 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	978 N 200 E
City	AMERICAN FORK
State	UT
Zip	84003-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 101, PLAT A, HAMPTON ESTATES SUB AREA 0.267 AC.
Legal Subdivision	HAMPTON ESTATES SUB
Legal Lot Number	101
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	1
Census Block	1010
Census Tract	10700

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	978 N 200 E, AMERICAN FORK, UT 84003-1318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Aug 7, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 12, 2019	Trustee's Deed, Construction Loan · Construction Mortgage M&T BK
Jan 9, 2019	Warranty Deed, Transfer COTTONWOOD TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2020 · Amount on Record
Deed Sale	Aug 7, 2020 · Amount on Record
Prior Sale	Jan 9, 2019
Deed Document Number	2020116424
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	978 N 200 E, AMERICAN FORK, UT 84003-1318
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000186015
Date	Nov 23, 2020
Instrument	186015:2020

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Aug 7, 2020
Property Address	978 N 200 E, AMERICAN FORK, UT 84003-1318
Document Number	0000116424
Instrument Date	Aug 7, 2020
Instrument	116424:2020
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2022
Title Company	COTTONWOOD TITLE INS AGCY IN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	978 N 200 E, AMERICAN FORK, UT 84003-1318

Mortgage

Document Number	0000116553
Date	Aug 7, 2020
Instrument	116553:2020

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	UTAH UT
Recording Date	Sep 12, 2019
Property Address	978 N 200 E, AMERICAN FORK, UT 84003-1318
Instrument Date	Sep 10, 2019
Instrument	89909
Transaction Type	Construction Loan
Record Updated	Oct 22, 2019
Title Company	COTTONWOOD TITLE, COTTONWOOD TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7328 N POINT LOOKOUT RD EAGLE MOUNTAIN UT 840056017, EAGLE MOUNTAIN, UT 84005-6017

Mortgage

Document Number	0000089909
Date	Sep 12, 2019
Instrument	89909

Lender

Name	M&T BK
Type	Bank
Address	SANDY, UT 84070

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 11, 2020

Interest

Rate Type	Adjustable Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jan 9, 2019
Property Address	978 N 200 E, AMERICAN FORK, UT 84003-1318
Document Number	0000002191
Instrument Date	Jan 7, 2019
Instrument	2191
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	COTTONWOOD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2829 E SUNSET DR EAGLE MOUNTAIN UT 840056262, EAGLE MOUNTAIN, UT 84005-6262

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,175 (-51.63%)	$818,500 (-12.05%) Land $281,000 Building $537,500
2025	$4,471.00	$930,600 (+115.24%) Land $281,000 Building $649,600	$930,600 (+18.38%) Land $281,000 Building $649,600
2024	$4,471.00 (+21.83%)
2023	$3,670.00 (-0.73%)	$432,355	$786,100 Land $243,300 Building $542,800
2022	$3,697.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
CentraCom DSL · Fiber in parts of the area	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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