978 N 1040 E, Lehi, UT 84043 Property Records

Utah County property record for 978 N 1040 E, Lehi, UT 84043

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,276 sqft · built 1987
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Company Names on File
Last Sale	$103,800 (Oct 2015)
Tax Bill	$2,220 (2025)
Deeds & Mortgages	Jul 2021 Reverse Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-046-0007`

Property Details

APN / Parcel Number

Primary APN	`34-046-0007`
Alternative APN	`100493`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
Gross Area	3,031 sqft
1st Floor Area	1,276 sqft
Basement Area	1,188 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	A-Frame
Exterior Material	Metal Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	100493
Street Address	978 N 1040 E
City	LEHI
State	UT
Zip	84043-1434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, PLAT B, ALTO ROYAL SUB
Legal Subdivision	ALTO ROYAL SUB
Legal Lot Number	7
Jurisdiction	UTAH UT
Township / Civil Division	LEHI
Census Block Group	1
Census Block	1004
Census Tract	105

Owner

978 N 1040 E is owned by a company that acquired it in September 2024.

Source: Utah County records, as of October 13, 2026

Owner of Record	2 Company Names on File
Mailing Address	978 N 1040 E, LEHI, UT 84043-1434
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Reverse Mortgage THE FEDERAL SAVINGS BANK
Oct 4, 2018	Deed of Trust, Mortgage LIBERTY HM EQUITY SOLUTIONS IN
Oct 4, 2018	Deed of Trust, Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2015 · Amount on File
Deed Sale	Oct 15, 2015 · Amount on File
Deed Document Number	201594148
Last Transfer Date	Sep 23, 2024
Transfer Doc	0000074859
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	978 N 1040 E, LEHI, UT 84043-1434
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 N 1040 E, LEHI, UT 84043-1434

Mortgage

Document Number	0000121772
Date	Jul 9, 2021
Instrument	121772:2021

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.67%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Index	LIBOR

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	978 N 1040 E, LEHI, UT 84043-1434
Document Number	0000097332
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018
Title Company	BACKMAN TITLE SERVICES LIMITED, BACKMAN TITLE SVCS LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	978 N 1040 E LEHI UT 840431434, LEHI, UT 84043-1434

Mortgage

Document Number	0000097332
Date	Oct 10, 2018
Instrument	97332

Lender

Name	LIBERTY HM EQUITY SOLUTIONS IN
Address	RANCHO CORDOVA, CA 95670

Agreement

Amount	Amount on Record
Term	984 Months
Due	Oct 9, 2100

Interest

Rate Type	Adjustable Rate
Rate	4.91%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	978 N 1040 E, LEHI, UT 84043-1434
Document Number	0000097333
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	BACKMAN TITLE SERVICES LIMITED, BACKMAN TITLE SVCS LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	978 N 1040 E LEHI UT 840431434, LEHI, UT 84043-1434

Mortgage

Document Number	0000097333
Date	Oct 10, 2018
Instrument	97333

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Amount	Amount on Record
Term	984 Months
Due	Oct 9, 2100

Interest

Rate Type	Adjustable Rate
Rate	4.91%

Tax Assessment & Valuation

The 2025 property tax bill for 978 N 1040 E was $2,220.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Lehi City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,510 (-44.3%)	$488,200 (+1.27%) Land $206,400 Building $281,800
2025	$2,220.00	$482,100 Land $187,700 Building $294,400	$482,100 Land $187,700 Building $294,400
2024	$2,220.00 (+22.72%)
2023	$1,809.00 (-11.84%)	$229,955	$418,100 Land $170,300 Building $247,800
2022	$2,052.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 978 N 1040 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 978 N 1040 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEHI CITY serves 93,446 people · EPA ID UTAH25015
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	49 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lehi Fiber Network Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Wasatch Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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