978 Mohegan Trl, Willoughby, OH 44094 Property Records

Lake County property record for 978 Mohegan Trl, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,480 sqft · built 1961
Lot Size0.183 acres (8,002 sqft)
OwnerIndividual Name on Record
Last Sale$124,800 (Oct 2014)
Tax Bill$4,660 (2023)
Deeds & MortgagesJan 2024 Second Mortgage
Flood ZoneZone X (minimal risk)
APN27-B-055-B-00-016-0

Property Details

APN / Parcel Number

Primary APN27-B-055-B-00-016-0
Alternative APN
  • 317

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,480 sqft Living Area
1st Floor Area1,480 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area8,002 sqft (0.183 acres)
Lot Dimensions100 ft deep x 80 ft wide
Garage Area360 sqft
Parking Spaces1 Parking Space
Patio Area144 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number317
Street Address978 MOHEGAN TRL
CityWILLOUGHBY
StateOH
Zip44094-7304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionLOT 1 & 4 DOUGLASS & 16 TRACT
Legal SubdivisionARROWHEAD BEACH NO. 2
Legal Tract9
Legal BlockA
Legal Lot Number7
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group1
Census Block1003
Census Tract201700

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address978 TAMARAC BLVD, WILLOUGHBY, OH 44094
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 22, 2014 · Amount on Record
Deed SaleOct 22, 2014 · Amount on Record
Prior SaleJan 30, 2014
Deed Document Number3423
Record UpdatedJun 7, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address978 MOHEGAN TRL, WILLOUGHBY, OH 44094-7304
Transaction TypeMortgage
Record UpdatedFeb 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address978 MOHEGAN TRL, WILLOUGHBY, OH 44094-7304

Mortgage

Document Number0000001883
DateJan 31, 2024
Instrument2024R001883
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,660.00 (+12.97%) Homeowner's exemption$49,220 (-) Land $9,430 Building $39,790
2022$4,125.00 Homeowner's exemption$49,220 Land $9,430 Building $39,790
2021$140,620 Land $26,940 Building $113,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims10 (1986–2006)
Claims Outside the SFHA8 of 10
Most Recent ClaimJul 2006 · Severe Storms, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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