978 Macks Rd, Harlem, GA 30814 Property Records

Columbia County property record for 978 Macks Rd, Harlem, GA 30814

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,040 sqft · built 1980
Lot Size	0.912 acres (39,727 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,805 (2026)
Deeds & Mortgages	Aug 2020 Line of Credit Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042A021`

Property Details

APN / Parcel Number

Primary APN	`042A021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,040 sqft Finished Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Lot Area	39,727 sqft (0.912 acres)

Location & Zoning

Street Address	978 MACKS RD
City	HARLEM
State	GA
Zip	30814-4428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 0.912 AC; MCNAIR SECT 2
Legal Subdivision	MCNAIR
Legal Lot Number	5
Jurisdiction	COLUMBIA GA
Township / Civil Division	GROVETOWN-HARLEM
Census Block Group	5
Census Block	5015
Census Tract	30503

Owner

978 Macks Rd is owned and occupied by two individuals.

Source: Columbia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	978 MACKS RD, HARLEM, GA 30814-4428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2020	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK NA
Jan 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	978 MACKS RD, HARLEM, GA 30814-4428
Document Number	2993/0131
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	978 MACKS RD HARLEM GA 308144428, HARLEM, GA 30814-4428

Mortgage

Document Number	2993/0131
Date	Nov 10, 2020
Book Page	012993/000131

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 9, 2050

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	978 MACKS RD, HARLEM, GA 30814-4428
Document Number	1300/0186
Book / Page	011300 / 000186
Instrument Date	Jan 30, 2018
Transaction Type	Mortgage
Record Updated	Feb 16, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	978 MACKS RD HARLEM GA 308144428, HARLEM, GA 30814-4428

Mortgage

Document Number	1300/0186
Date	Feb 7, 2018
Book Page	011300/000186

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 978 Macks Rd was $1,805, up 3.4% from the year before.

Source: Columbia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,805.00 (+3.38%)	$81,044 (+7.73%) Land $11,268 Building $69,776	$202,610 (+7.73%) Land $28,170 Building $174,440
2025	$1,746.00 Additional exemption filed	$75,230 Land $11,143 Building $64,087	$188,075 Land $27,857 Building $160,218
2023	$1,010.00 (-25.95%) Homeowner's exemption	$59,259 (+8.72%) Land $8,144 Building $51,115	$148,147 (+8.72%) Land $20,360 Building $127,787
2022	$1,364.00 Homeowner's exemption	$54,504 Land $7,144 Building $47,360	$136,261 Land $17,861 Building $118,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 978 Macks Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 978 Macks Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA COUNTY serves 124,763 people · EPA ID GA0730000
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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