978 Lock Rd, Butler, KY 41006 Property Records

Pendleton County property record for 978 Lock Rd, Butler, KY 41006

Property Summary

Property Type	Mobile Home
Details	1,456 sqft · built 1989
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on Record
Last Sale	$68,250 (Mar 2017)
Tax Bill	$870 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-00-00-064.01`

Property Details

APN / Parcel Number

Primary APN	`038-00-00-064.01`

Interior

Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1989
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	48,787 sqft (1.12 acres)
Garage Type	Mixed
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	978 LOCK RD
City	BUTLER
State	KY
Zip	41006-8566
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	1.12 ACRES DW & GARAGE
Jurisdiction	PENDLETON KY
Township / Civil Division	BUTLER
Census Block Group	1
Census Block	1024
Census Tract	930101

Owner

Source: Pendleton County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	978 LOCK RD, BUTLER, KY 41006-8566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2017 · Amount on Record
Deed Sale	Mar 29, 2017 · Amount on Record
Deed Document Number	121458
Deed Book / Page	342 / 078
Record Updated	Jun 8, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDLETON KY
Recording Date	Mar 29, 2017
Property Address	978 LOCK RD, BUTLER, KY 41006-8566
Document Number	000342/078
Book / Page	342 / 078
Instrument Date	Mar 24, 2017
Instrument	121458
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	CINCINNATUS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	978 LOCK RD, 978, BUTLER, KY 41006-8566

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 LOCK RD, BUTLER, KY 41006-8566

Mortgage

Document Number	0000121459
Date	Mar 29, 2017
Instrument	121459

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Pendleton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Pendleton County
Unified School District	Pendleton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$870.00 (-3.65%)	$70,000 (-)	$70,000 (-)
2023	$903.00	$70,000	$70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENDLETON CO WATER DISTRICT #1 / NORTH serves 1,485 people · EPA ID KY0960348
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Also Mapped Here	EAST PENDLETON WATER DISTRICT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
T-Mobile Fixed Wireless	100 / 20