978 Lakeshore Dr, Jefferson, GA 30549 Property Records

Jackson County property record for 978 Lakeshore Dr, Jefferson, GA 30549

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,100 sqft · built 1990
Lot Size	3.58 acres (155,945 sqft)
Owner	2 Individual Names on File
Last Sale	$507,000 (Sep 2021)
Tax Bill	$6,636 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`067 030W`

Property Details

APN / Parcel Number

Primary APN	`067 030W`
Alternative APN	`19053`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,100 sqft Heated Area
1st Floor Area	2,100 sqft
Basement Area	2,100 sqft
Finished Basement	840 sqft
Unfinished Basement	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2014
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	155,945 sqft (3.58 acres)
Garage Type	Attached
Garage Area	924 sqft
Porch	Slab
Porch Area	300 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	19053
Street Address	978 LAKESHORE DR
City	JEFFERSON
State	GA
Zip	30549-2847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 19 LAKESHORE WOODS SUBD
Legal Subdivision	LAKESHORE WOODS SUBD
Legal Lot Number	19
Jurisdiction	JACKSON GA
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1017
Census Tract	10704

Owner

978 Lakeshore Dr is owned and occupied by two individuals who bought it in September 2021.

Source: Jackson County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	978 LAKESHORE DR, JEFFERSON, GA 30549-2847
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Closed-End Mortgage NORTHEAST GEORGIA BANK
Sep 7, 2021	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS
Dec 4, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2021 · Amount on File
Deed Sale	Sep 7, 2021 · Amount on File
Prior Sale	Dec 1, 2020 · Amount on File
Deed Document Number	20214601
Deed Book / Page	98J / 174
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Recording Date	Aug 6, 2026
Property Address	978 LAKESHORE DR, JEFFERSON, GA 30549-2847
Document Number	0121000510
Book / Page	121K / 510
Instrument Date	Jul 16, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 LAKESHORE DR, JEFFERSON, GA 30549-2847

Mortgage

Document Number	0121000510,
Date	Aug 6, 2026
Book Page	121K/510

Lender

Name	NORTHEAST GEORGIA BANK

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 1, 2031

Interest

Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Sep 7, 2021
Property Address	978 LAKESHORE DR, JEFFERSON, GA 30549-2847
Document Number	00098J0174
Book / Page	98J / 174
Instrument Date	Sep 7, 2021
Instrument	2021-004601
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 LAKESHORE DR, JEFFERSON, GA 30549-2847

Mortgage

Document Number	00098J0000000176
Date	Sep 20, 2021
Book Page	000000098J/0000000176

Lender

Name	CAPITAL CITY HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 4, 2020
Property Address	978 LAKESHORE DR, JEFFERSON, GA 30549-2847
Document Number	00092W0002
Book / Page	00092W / 000002
Instrument Date	Dec 1, 2020
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	978 LAKESHORE DR JEFFERSON GA 305492847, JEFFERSON, GA 30549-2847

Tax Assessment & Valuation

The 2025 property tax bill for 978 Lakeshore Dr was $6,636, down 0.4% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Jefferson City
Unified School District	Jefferson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,776 (-) Land $31,480 Building $210,296	$604,440 (-) Land $78,700 Building $525,740
2025	$6,636.00 (-0.42%)	$241,776 (-) Land $31,480 Building $210,296	$604,440 (-) Land $78,700 Building $525,740
2024	$6,664.00 (+8.53%)	$241,776 (+11.68%) Land $31,480 Building $210,296	$604,440 (+11.68%) Land $78,700 Building $525,740
2023	$6,140.00 (+18.53%)	$216,496 (+34.32%) Land $31,480 Building $185,016	$541,240 (+34.32%) Land $78,700 Building $462,540
2022	$5,180.00	$161,176 Land $15,720 Building $145,456	$402,940 Land $39,300 Building $363,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 978 Lakeshore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 978 Lakeshore Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON serves 12,690 people · EPA ID GA1570003
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL	1,000 / 25
Starlink Satellite	280 / 30

May also be available: TruVista Communications, Verizon, Xfinity.

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