Ramsey County property record for 978 Jackson St, Saint Paul, MN 55117
| Property Type | Commercial |
|---|---|
| Details | 3,498 sqft · built 1903 |
| Lot Size | 0.11 acres (4,791 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Dec 2000) |
| Tax Bill | $5,224 (2025) |
| Deeds & Mortgages | Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-29-22-13-0096 |
| Primary APN | 30-29-22-13-0096 |
|---|---|
| Alternative APNs |
|
| Units | 2 Units |
|---|---|
| Building Area | 3,498 sqft Total Area |
| Basement Area | 936 sqft |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 4,791 sqft (0.11 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 45271 |
|---|---|
| Street Address | 978 JACKSON ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55117-5055 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | ELBRA DIVISION LOT 13 BLK 2 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 30 |
| Legal Subdivision | ELBRA DIVISION |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 31400 |
978 Jackson St, a commercial property, is owned by two individuals who bought it in December 2000.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 978 JACKSON ST, SAINT PAUL, MN 55117-5055 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2000 · Amount on File |
| Deed Sale | Dec 15, 2000 · Amount on File |
| Prior Sale | Nov 16, 2000 · Amount on File |
| Deed Document Number | 2000285527 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Feb 17, 2017 |
| Property Address | 978 JACKSON ST, SAINT PAUL, MN 55117-5055 |
| Document Number | 0004647657 |
| Instrument Date | Feb 13, 2017 |
| Instrument | 4647657 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2017 |
| Title Company | ALL AMERICAN COMMERCIAL TITLE, ALL AMERICAN COM'L TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $561.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 978 JACKSON ST ST PAUL MN 551175055, ST PAUL, MN 55117-5055 |
| Document Number | 4647658 |
|---|---|
| Date | Feb 17, 2017 |
| Instrument | 4647658 |
| Name | SPIRE FCU |
|---|---|
| Type | Credit Union |
| Address | FALCON HEIGHTS, MN 55113 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 978 Jackson St was $5,224.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $291,200 Land $28,800 Building $262,400 | $291,200 Land $28,800 Building $262,400 | |
| 2025 | $5,224.00 | ||
| 2023 | $3,922.00 | $295,600 Land $28,800 Building $266,800 | $295,600 Land $28,800 Building $266,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 978 Jackson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 978 Jackson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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