978 Hcr 1429, Covington, TX 76636 Property Records

Hill County property record for 978 Hcr 1429, Covington, TX 76636

Property Summary

Property Type	Rural Home
Details	2 ba · 1,200 sqft · built 2017
Lot Size	10.9 acres (476,111 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Jun 2015)
Tax Bill	$1,113 (2025)
Deeds & Mortgages	Feb 2017 Construction Loan Jan 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16010-55500-90743-000000`

Property Details

APN / Parcel Number

Primary APN	`16010-55500-90743-000000`
Alternative APN	`393217`

Interior

Full Baths	2 Baths
Building Area	1,200 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Metal
Roof Type	Gable
Lot Area	476,111 sqft (10.9 acres)
Garage Type	Attached
Garage Area	1,200 sqft
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16010-55500-90743-000000
Street Address	978 HCR 1429
City	COVINGTON
State	TX
Zip	76636-4682
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	J MCCARTER A-555 TR 74C 10.93 AC
Legal Subdivision	JOHN M MCCARTER SURVEY A 555
Legal Tract	74C
Jurisdiction	HILL TX
Township / Civil Division	ITASCA
Census Block Group	3
Census Block	3060
Census Tract	960100

Owner

Source: Hill County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	978 HCR 1429, COVINGTON, TX 76636-4682
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2017	Deed of Trust, Mortgage · Construction Mortgage NORTHSTAR BANK
Jan 8, 2018	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENT BANK
Feb 21, 2017	Deed of Trust, Mortgage · Construction Mortgage NORTHSTAR BANK
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Feb 21, 2017	Intrafamily Transfer, Transfer MICRO TITLE HILL COUNTY, MICRO TITLE HILL COUNTY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2015 · Amount on Record
Deed Sale	Jun 2, 2015 · Amount on Record
Deed Document Number	201573742
Deed Book / Page	1829 / 571
Last Transfer Date	Feb 14, 2017
Transfer Doc	001897/493
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	978 HCR 1429, COVINGTON, TX 76636-4682
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	MICRO TITLE HILL COUNTY, MICRO TITLE HILL COUNTY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001897/503
Date	Feb 21, 2017
Book Page	1897/503
Instrument	00088577

Lender

Name	NORTHSTAR BANK
Type	Bank
Address	DENTON, TX 76201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	978 HCR 1429, COVINGTON, TX 76636-4682
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001936/582
Date	Jan 8, 2018
Book Page	1936/582
Instrument	00093540

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	978 HCR 1429, COVINGTON, TX 76636-4682
Transaction Type	Mortgage
Record Updated	Dec 25, 2025
Title Company	MICRO TITLE HILL COUNTY, MICRO TITLE HILL COUNTY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001897/510
Date	Feb 21, 2017
Book Page	1897/510
Instrument	00086578

Lender

Name	NORTHSTAR BANK
Type	Bank
Address	DENTON, TX 76201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	978 HCR 1429, COVINGTON, TX 76636-4682
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002108/677
Date	May 10, 2021
Book Page	2108/677
Instrument	122320

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

February 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILL TX
Recording Date	Feb 21, 2017
Property Address	978 HCR 1429, COVINGTON, TX 76636-4682
Document Number	001897/493
Book / Page	1897 / 493
Map Reference	VOL 1770 PG 380
Instrument Date	Feb 14, 2017
Instrument	00086574
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	MICRO TITLE HILL COUNTY, MICRO TITLE HILL COUNTY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	134 HCR 1443, BLUM, TX 76627-3146

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 HCR 1363, HILLSBORO, TX 76645-5116

Tax Assessment & Valuation

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,113.00 (+20.19%) Homeowner's exemption	$393,878 (+142.13%)	$395,560 (+18.42%) Land $217,510 Building $178,050
2023		$162,670	$334,040 Land $180,350 Building $153,690
2022	$926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 70% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER WORKS serves 717 people · EPA ID TX1090021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	300 / 60
Nextlink Fixed Wireless	100 / 20
Windstream DSL	25 / 3

May also be available: AT&T.

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