MAIN STREET LAND TITLE COMPANY, MAIN STREET LAND TITLE CO
Transaction
Amount
Amount on Record
Tax
$204.05
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1917 LEROY MARTIN DR BAKER FL 325318150, BAKER, FL 32531-8150
March 2019: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
OKALOOSA FL
Recording Date
Mar 29, 2019
Property Address
978 GRANDMAS PL, BAKER, FL 32531-5374
Document Number
0033911582
Book / Page
003391 / 001582
Instrument Date
Mar 25, 2019
Instrument
3267804
Transaction Type
Transfer
Record Updated
Apr 11, 2019
Title Company
NATIONWIDE TITLE CLEARING INC
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,043.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
1917 LEROY MARTIN DR BAKER FL 325318150, BAKER, FL 32531-8150
Mortgage
Document Number
33911584
Date
Mar 29, 2019
Book Page
003391/001584
Instrument
3267805
Lender
Name
PRIME LNDG
Address
DALLAS, TX 75252
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Mar 28, 2049
Tax Assessment & Valuation
The 2025 property tax bill for 978 Grandma's Pl was $1,658.
Source: Okaloosa County assessment roll, as of December 31, 2025
Property Jurisdictions
Type
Name
State
Florida
County
Okaloosa County
Unified School District
Okaloosa County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$1,658.00
$161,870Land $15,418Building $146,452
$161,870Land $15,418Building $146,452
2023
$1,585.00 (+6.59%)
$153,870 (+8.28%)Land $13,099Building $140,771
$153,870 (+8.28%)Land $13,099Building $140,771
2022
$1,487.00
$142,098Land $12,242Building $129,856
$142,098Land $12,242Building $129,856
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 978 Grandma's Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 5 (25% premium discount)
Nearby Flood Policies
9 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 978 Grandma's Pl is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood
0.2% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043
Water Source
Groundwater
Last State Inspection
Mar 2024
Lead
Under 1 ppb (2023) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025