978 E Ray St, Hernando, FL 34442 Property Records

Citrus County property record for 978 E Ray St, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Prefabricated > Mobile Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1973
Square Footage	1,056 sqft Living Area
Lot Size	171,191 sqft (3.93 acres)
Garage	264 sqft
Occupancy	Owner Occupied
Tax Bill	$249.00 (2025)

Owner

Source: Citrus County records · APN 2718S19E00201010

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	978 E RAY ST, HERNANDO, FL 34442-4924
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Transfer Date	Sep 26, 2018
Transfer Doc	0029290763
Record Refreshed	Jun 08, 2026

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 26, 2018
Property Address	978 E RAY ST, HERNANDO, FL 34442-4924
Document Number	0029290763
Book / Page	002929 / 000763
Instrument Date	Sep 21, 2018
Instrument	48878
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Document Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	978 E RAY ST HERNANDO FL 344424924, HERNANDO, FL 34442-4924

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$249.00 (+30.37%) Homeowner's exemption Additional exemption filed	$151,168 (+37.27%) Land $98,370 Building $52,798	$151,168 (+37.27%) Land $98,370 Building $52,798
2024	$191.00 (+4.37%) Homeowner's exemption Additional exemption filed	$110,124 (+15.41%) Land $59,020 Building $51,104	$110,124 (+15.41%) Land $59,020 Building $51,104
2023	$183.00 (+8.28%) Homeowner's exemption Additional exemption filed	$95,416 (+15.9%) Land $55,090 Building $40,326	$95,416 (+15.9%) Land $55,090 Building $40,326
2022	$169.00 Homeowner's exemption Additional exemption filed	$82,326 Land $48,400 Building $33,926	$82,326 Land $48,400 Building $33,926

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 14% of Florida
Wildfire Likelihood	About 1 in 2,941 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`2718S19E00201010`
Alternative APNs	`19E-18S-27-0020-101.0` `1622760`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,056 sqft Living Area
1st Floor	672 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Subfloor Flooring

Exterior

Year Built	Built 1973
Architectural Style	Modular Style
Exterior Material	Metal Exterior
Construction Type	Wood Construction
Roof Material	Metal Roof
Lot Area	171,191 sqft (3.93 acres)
Depth X Width	635 ft x 264 ft Depth x Width
Garage Area	264 sqft Garage

Exterior Amenities

Patio Area	216 sqft Patio
Porch	1 Porch
Porch Area	384 sqft Porch
Utility Building	104 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	1622760
Old Parcel Number	2718S19E00201010
Street Address	978 E RAY ST
City	HERNANDO
State	FL
Zip	34442-4924
Property Usage	Residential Property Usage
Type	Residential > Prefabricated > Mobile Home
Legal Description	HERCALA ACRES UNIT 2 PB 8 PG 16 LOT 101 DESC IN OR BK 326 PG 752 PROBATE BOOK 106 PGS 311 & 316 & OR BK 684 PG 679
Legal Range	19E
Legal Township	18S
Legal Section	28
Legal Subdivision	HERCALA ACRES UNIT 2
Legal Tract	101
Legal Lot Number	101
Legal Unit	2
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	2
Census Block	2010
Census Tract	450705