San Diego County property record for 978 E Main St, Unit B, El Cajon, CA 92021
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,360 sqft · built 1981 |
| Lot Size | 2.19 acres (95,787 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $495,000 (Feb 2022) |
| Tax Bill | $6,112 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 489-130-52-05 |
| Primary APN | 489-130-52-05 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,360 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 95,787 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 978 E MAIN ST, B |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-6204 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM-2200 |
| Legal Description | LOT 1 US 5 PER DOC80-186586&232777&UND INT IN TR 009410 |
| Legal Subdivision | PEPPER OAK |
| Legal Tract | 009410 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 15701 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 978 E MAIN ST, B, EL CAJON, CA 92021-6204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2022 · Amount on Record |
| Deed Sale | Feb 25, 2022 · Amount on Record |
| Prior Sale | Jan 31, 1991 · Amount on Record |
| Deed Document Number | 202287687 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 25, 2022 |
| Property Address | 978 E MAIN ST UNIT B, B, EL CAJON, CA 92021-6204 |
| Document Number | 0000087687 |
| Map Reference | MAP 9410 |
| Instrument Date | Feb 7, 2022 |
| Instrument | 2022-0087687 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2022 |
| Title Company | TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 978 E MAIN ST UNIT B, B, EL CAJON, CA 92021-6204 |
| Document Number | 0000087688 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2022-0087688 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $535,800 (+2%) Land $148,010 Building $387,790 | |
| 2025 | $6,112.00 (+2.07%) Homeowner's exemption | $525,295 (+4.04%) Land $145,108 Building $380,187 |
| 2023 | $5,988.00 (+185.69%) Homeowner's exemption | $504,899 Land $139,474 Building $365,425 |
| 2022 | $2,096.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.
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