978 E Lilac Dr, Palatine, IL 60074 Property Records

Cook County property record for 978 E Lilac Dr, Palatine, IL 60074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 962 sqft · built 1964
Lot Size	0.238 acres (10,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Jul 2022)
Tax Bill	$7,697 (2023)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-01-310-015`

Property Details

APN / Parcel Number

Primary APN	`02-01-310-015`
Alternative APN	`02-01-310-015-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	962 sqft Living Area
1st Floor Area	962 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1965
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,350 sqft (0.238 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	978 E LILAC DR
City	PALATINE
State	IL
Zip	60074-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(CAPRI)(VILLAGE)SUB OF SE OF SEC 02 & PT SW SEC 01-42-10
Legal Range	10E
Legal Township	42N
Legal Section	01
Legal Subdivision	CAPRI VILLAGE
Legal Lot Number	34
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	1
Census Block	1002
Census Tract	803613

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	978 E LILAC DR, PALATINE, IL 60074-1602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jun 25, 2019	Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG
Apr 14, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2022 · Amount on Record
Deed Sale	Jul 8, 2022 · Amount on Record
Prior Sale	Jun 25, 2019 · Amount on Record
Deed Document Number	20227188
Prior Transfer Date	Apr 17, 2002
Prior Transfer Doc	0000081118
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 8, 2022
Property Address	978 E LILAC DR, PALATINE, IL 60074-1602
Document Number	0018907188
Map Reference	DOC 17308059
Instrument Date	Jul 7, 2022
Instrument	2218907188
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	ALLIANCE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	978 E LILAC DR, PALATINE, IL 60074-1602

Mortgage

Document Number	0018907189
Date	Jul 8, 2022
Instrument	2218907189

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.75%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 25, 2019
Property Address	978 E LILAC DR, PALATINE, IL 60074-1602
Document Number	1917617095
Instrument Date	Jun 11, 2019
Instrument	17617095
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 E LILAC DR PALATINE IL 600741602, PALATINE, IL 60074-1602

Mortgage

Document Number	1917617096
Date	Jun 25, 2019
Instrument	17617096

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2049

Interest

Rate	4.25%

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Apr 14, 2017
Property Address	978 E LILAC DR, PALATINE, IL 60074-1602
Document Number	1710434037
Instrument Date	Mar 29, 2017
Instrument	10434037
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 W HINTZ RD ARLINGTON HEIGHTS IL 600042407, ARLINGTON HEIGHTS, IL 60004-2407

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,501 (+17.32%) Land $7,763 Building $22,738	$305,010 (+17.32%) Land $77,630 Building $227,380
2023	$7,697.00 (+19.04%)
2022	$6,466.00	$25,999 Land $6,727 Building $19,272	$259,990 Land $67,270 Building $192,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on E Lilac Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures