978 E Boston Ave, Youngstown, OH 44502 Property Records

Mahoning County property record for 978 E Boston Ave, Youngstown, OH 44502

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,690 sqft · built 1950
Lot Size	0.151 acres (6,621 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Sep 1998)
Tax Bill	$983 (2024)
Deeds & Mortgages	Dec 2025 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`53-111-0-041.00-0`

Property Details

APN / Parcel Number

Primary APN	`53-111-0-041.00-0`
Alternative APN	`00015`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,690 sqft Living Area
1st Floor Area	1,024 sqft
Upper Floors Area	666 sqft
Basement Area	1,024 sqft

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	6,621 sqft (0.151 acres)
Lot Dimensions	125 ft deep x 53 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard

Location & Zoning

Account Number	00015
Street Address	978 E BOSTON AVE
City	YOUNGSTOWN
State	OH
Zip	44502-2854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 35242 53 X 125 BOSTON
Legal Subdivision	COCHRAN PARK EAST 01
Legal Lot Number	35242 53
Jurisdiction	MAHONING OH
Township / Civil Division	YOUNGSTOWN
Census Block Group	1
Census Block	1008
Census Tract	801100

Owner

978 E Boston Ave is owned and occupied by two individuals who bought it in September 1998.

Source: Mahoning County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	978 E BOSTON AVE, YOUNGSTOWN, OH 44502-2854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 12, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Sep 1, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDLAND MORTGAGE
Sep 1, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDLAND MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 1998 · Amount on File
Deed Sale	Sep 3, 1998 · Amount on File
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	978 E BOSTON AVE, YOUNGSTOWN, OH 44502-2854
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 E BOSTON AVE, YOUNGSTOWN, OH 44502-2854

Mortgage

Document Number	06712/2267
Date	Dec 5, 2025
Book Page	6712/2267
Instrument	202500025951

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	978 E BOSTON AVE, YOUNGSTOWN, OH 44502-2854
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 E BOSTON AVE, YOUNGSTOWN, OH 44502-2854

Mortgage

Document Number	06516/2356
Date	May 12, 2022
Book Page	6516/2356
Instrument	202200011505

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	978 E BOSTON AVE, YOUNGSTOWN, OH 44502-2854
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	FAMS DTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 E BOSTON AVE, YOUNGSTOWN, OH 44502-2854

Mortgage

Document Number	06469/1157
Date	Sep 1, 2021
Book Page	6469/1157
Instrument	202100024522

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	285 Months
Due	Jun 1, 2045

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAHONING OH
Property Address	978 E BOSTON AVE, YOUNGSTOWN, OH 44502-2854
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	FAMS DTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 E BOSTON AVE, YOUNGSTOWN, OH 44502-2854

Mortgage

Document Number	6469/1157
Date	Sep 1, 2021
Book Page	6469/1157
Instrument	202100024522

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	285 Months
Due	Jun 1, 2045

Tax Assessment & Valuation

Source: Mahoning County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Mahoning County
Municipality	Youngstown City
Unified School District	Youngstown City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$983.00 (+0.72%)	$20,100 (-) Land $740 Building $19,360
2023	$976.00 (+10.66%)	$20,100 (+43.67%) Land $740 Building $19,360	$57,400 (+43.64%) Land $2,100 Building $55,300
2022	$882.00	$13,990 Land $810 Building $13,180	$39,960 Land $2,310 Building $37,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 978 E Boston Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 978 E Boston Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YOUNGSTOWN CITY PWS serves 130,530 people · EPA ID OH5002303
Water Source	Purchased surface water from MAHONING VALLEY SANITARY DISTRICT
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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