Wells County property record for 978 E 900 N, Ossian, IN 46777
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,916 sqft · built 1990 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Oct 2017) |
| Tax Bill | $2,819 (2025) |
| Deeds & Mortgages | Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-02-19-100-009.000-008 |
| Primary APN | 90-02-19-100-009.000-008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,916 sqft Living Area |
| 1st Floor Area | 2,916 sqft |
| Basement Area | 1,458 sqft |
| Unfinished Basement | 1,458 sqft |
| Game Room | Game Room |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001558812 |
|---|---|
| Street Address | 978 E 900 N |
| City | OSSIAN |
| State | IN |
| Zip | 46777-9358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 19-28-12 4.00 NE COR NE |
| Jurisdiction | WELLS IN |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 40100 |
Source: Wells County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 978 E 900 N, OSSIAN, IN 46777-9358 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2017 · Amount on Record |
| Deed Sale | Oct 17, 2017 · Amount on Record |
| Prior Sale | Sep 21, 2017 · Amount on Record |
| Deed Document Number | 20171524 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WELLS IN |
| Recording Date | Oct 17, 2017 |
| Property Address | 978 E 900 N, OSSIAN, IN 46777-9358 |
| Document Number | 0020171524 |
| Instrument Date | Sep 21, 2017 |
| Instrument | 20171524 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 978 E 900 N, OSSIAN, IN 46777-9358 |
| Document Number | 0020171525 |
|---|---|
| Date | Oct 17, 2017 |
| Instrument | 20171525 |
| Name | RUOFF MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Wells County assessment roll, as of June 26, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Wells County |
| County Subdivision | Jefferson Township |
| Unified School District | Northern Wells Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,819.00 (+9.73%) Homeowner's exemption | $409,100 (+19.9%) Land $92,200 Building $316,900 | $409,100 (+19.9%) Land $92,200 Building $316,900 |
| 2024 | $2,569.00 (+29.29%) | ||
| 2023 | $341,200 (+15.54%) Land $92,200 Building $249,000 | $341,200 (+15.54%) Land $92,200 Building $249,000 | |
| 2022 | $1,987.00 | $295,300 Land $62,200 Building $233,100 | $295,300 Land $62,200 Building $233,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| TWN Communications Fiber | 1,000 / 1,000 |
| Lakeland Internet Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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