Cuyahoga County property record for 978 E 78th St, Cleveland, OH 44103
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,628 sqft · built 1907 |
| Lot Size | 0.082 acres (3,597 sqft) |
| Owner | Individual Name on File |
| Last Sale | $15,000 (Dec 1981) |
| Tax Bill | $926 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-30-084 |
| Primary APN | 105-30-084 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 1,628 sqft Living Area |
| 1st Floor Area | 651 sqft |
| 2nd Floor Area | 651 sqft |
| Upper Floors Area | 326 sqft |
| Basement Area | 651 sqft |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,597 sqft (0.082 acres) |
| Lot Dimensions | 109 ft deep x 33 ft wide |
| Garage Type | Detached |
| Garage Area | 486 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 274 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 978 E 78TH ST |
|---|---|
| City | CLEVELAND |
| State | OH |
| Zip | 44103-2064 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 2F |
| Legal Description | 348 BF&S 0011 NP MB105 PG30 MB15606 PG0541 |
| Legal Subdivision | BECKWITH FULLER & STONES |
| Legal Lot Number | 11 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 111700 |
978 E 78th St, a duplex, is owned and occupied by an individual who bought it in December 1981.
Source: Cuyahoga County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 978 E 78TH ST, CLEVELAND, OH 44103-2064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 1981 · Amount on File |
| Deed Sale | Dec 15, 1981 · Amount on File |
| Deed Document Number | 0015606541 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 978 E 78TH ST, CLEVELAND, OH 44103-2064 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 978 E 78TH ST, CLEVELAND, OH 44103-2064 |
| Document Number | 0000000722 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 202112150722 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 257 Months |
| Due | May 1, 2043 |
The 2025 property tax bill for 978 E 78th St was $926 with a homeowner's exemption.
Source: Cuyahoga County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Cleveland City |
| Unified School District | Cleveland Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $926.00 Homeowner's exemption | $14,010 (-) Land $2,490 Building $11,520 | |
| 2024 | $926.00 (+21.2%) Homeowner's exemption | $14,010 (+40.38%) Land $2,490 Building $11,520 | $40,000 Land $7,100 Building $32,900 |
| 2023 | $764.00 (+0.53%) Homeowner's exemption | $9,980 (-) Land $1,050 Building $8,930 | |
| 2022 | $760.00 Homeowner's exemption | $9,980 Land $1,050 Building $8,930 | |
| 2021 | $28,500 Land $3,000 Building $25,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 978 E 78th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 978 E 78th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| DigitalC Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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