Whatcom County property record for 978 E 69th Vista, Lynden, WA 98264
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,833 sqft · built 1992 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $353,485 (May 2011) |
| Tax Bill | $7,741 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 488231 |
| Primary APN | 488231 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,833 sqft Living Area |
| 1st Floor Area | 1,833 sqft |
| Basement Area | 2,807 sqft |
| Finished Basement | 974 sqft |
| Unfinished Basement | 1,833 sqft |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Mixed |
| Garage Area | 2,734 sqft |
| Parking Spaces | 9 Parking Spaces |
| Porch | Porch |
| Porch Area | 132 sqft |
| Deck Area | 102 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 488231 |
|---|---|
| Street Address | 978 E 69TH VIS |
| City | LYNDEN |
| State | WA |
| Zip | 98264-9211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | LOT 2 STORTEBOOM SHORT PLAT AS REC BOOK 26 SHORT PLATS PG 46 |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 04 |
| Legal Subdivision | STORTEBOOM SHORT PLAT |
| Legal Lot Number | 2 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 10701 |
Source: Whatcom County assessment roll, as of May 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 978 E 69TH VIS, LYNDEN, WA 98264-9211 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 18, 2011 · Amount on Record |
| Deed Sale | May 18, 2011 · Amount on Record |
| Prior Sale | Jan 6, 2011 · Amount on Record |
| Deed Document Number | 2110501798 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 978 E 69TH VIS, LYNDEN, WA 98264-9211 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|
| Document Number | 0001002106 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 2022-1002106 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Address | BELLINGHAM, WA 98225 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2027 |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 6.75% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 10.7% |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Lynden School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,741.00 (+17.66%) | $959,390 (-0.45%) Land $259,802 Building $699,588 | $959,390 (-0.45%) Land $259,802 Building $699,588 |
| 2022 | $963,739 Land $324,523 Building $639,216 | $963,739 Land $324,523 Building $639,216 | |
| 2021 | $6,579.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 11 (1995–2025) |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POLE ROAD WATER ASSOCIATION private · serves 1,960 people · EPA ID WA5368350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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