Utah County property record for 978 E 430 S, Santaquin, UT 84655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,748 sqft · built 2022 |
| Lot Size | 0.259 acres (11,282 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $824,733 (Jul 2025) |
| Tax Bill | $4,150 (2025) |
| Deeds & Mortgages | Oct 2021 Construction Loan Jul 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-450-0029 |
| Primary APN | 35-450-0029 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,748 sqft Living Area |
| Gross Area | 5,062 sqft |
| Basement Area | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,282 sqft (0.259 acres) |
| Garage Type | Attached |
| Garage Area | 994 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Wood Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 240578 |
|---|---|
| Street Address | 978 E 430 S |
| City | SANTAQUIN |
| State | UT |
| Zip | 84655-5504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 29, PLAT C, BLACK HAWK RIDGE PD SUBDV. AREA 0.259 AC. |
| Legal Subdivision | BLACK HAWK RIDGE PD SUBDV |
| Legal Lot Number | 29 |
| Jurisdiction | UTAH UT |
| Township / Civil Division | SPANISH FORK-PAYSON |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 10409 |
978 E 430 S is owned and occupied by two individuals who bought it in July 2025.
Source: Utah County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 978 E 430 S, SANTAQUIN, UT 84655-5504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2021 | Deed of Trust, Mortgage · Construction Mortgage CENTRAL BANK |
| Jul 1, 2025 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage THE LOAN STORE INC |
| Mar 3, 2021 | Warranty Deed, Transfer PRO TITLE & ESCROW INC |
| Feb 4, 2021 | Quit Claim Deed, Transfer LYDOLPH AND WEIERHOLT TITLE INSURANCE, LYDOLPH & WEIERHOLT TITLE INS |
| Jan 15, 2021 | Warranty Deed, Transfer LYDOLPH AND WEIERHOLT TITLE INSURANCE, LYDOLPH & WEIERHOLT TITLE INS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2025 · Amount on File |
| Deed Sale | Jul 1, 2025 · Amount on File |
| Prior Sale | Jun 1, 2022 |
| Deed Document Number | 202549102 |
| Prior Transfer Date | May 26, 2022 |
| Prior Transfer Doc | 0000065678 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 978 E 430 S, SANTAQUIN, UT 84655-5504 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Title Company | PRO TITLE, PRO TITLE & ESCROW INC |
| Name | Verified Name |
|---|
| Document Number | 0000169533 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 169533:2021 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | SPANISH FORK, UT 84660 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Jul 1, 2025 |
| Property Address | 978 E 430 S, SANTAQUIN, UT 84655-5504 |
| Document Number | 0000049102 |
| Instrument Date | Jul 1, 2025 |
| Instrument | 49102:2025 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 1, 2025 |
| Title Company | WASATCH LAND AND TITLE, WASATCH LAND & TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 978 E 430 S, SANTAQUIN, UT 84655-5504 |
| Document Number | 0000049121 |
|---|---|
| Date | Jul 1, 2025 |
| Instrument | 49121:2025 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Mar 3, 2021 |
| Property Address | 978 E 430 S, SANTAQUIN, UT 84655-5504 |
| Document Number | 0000039842 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 39842:2021 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Title Company | PRO TITLE & ESCROW INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1293 S 1080 W, PAYSON, UT 84651-5700 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Feb 4, 2021 |
| Property Address | 978 E 430 S, SANTAQUIN, UT 84655-5504 |
| Document Number | 0000021978 |
| Instrument Date | Feb 4, 2021 |
| Instrument | 21978 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2021 |
| Title Company | LYDOLPH AND WEIERHOLT TITLE INSURANCE, LYDOLPH & WEIERHOLT TITLE INS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 978 E 430 S SANTAQUIN UT 846555504, SANTAQUIN, UT 84655-5504 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UTAH UT |
| Recording Date | Jan 15, 2021 |
| Property Address | 978 E 430 S, SANTAQUIN, UT 84655-5504 |
| Document Number | 0000008663 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 8663 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2021 |
| Title Company | LYDOLPH AND WEIERHOLT TITLE INSURANCE, LYDOLPH & WEIERHOLT TITLE INS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 978 E 430 S SANTAQUIN UT 846555504, SANTAQUIN, UT 84655-5504 |
The 2025 property tax bill for 978 E 430 S was $4,150, up % from the year before.
Source: Utah County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Utah |
| County | Utah County |
| Municipality | Santaquin City |
| Unified School District | Nebo School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $423,995 (-43.5%) | $770,900 (+2.73%) Land $185,500 Building $585,400 | |
| 2025 | $4,150.00 (+0.02%) | $750,400 Land $185,500 Building $564,900 | $750,400 Land $185,500 Building $564,900 |
| 2024 | $4,149.00 (+16.22%) | ||
| 2023 | $3,570.00 (+95.3%) | $356,675 | $648,500 Land $176,700 Building $471,800 |
| 2022 | $1,828.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 978 E 430 S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2002 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 978 E 430 S is high, ranking above 83% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 75% of Utah |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTAQUIN CITY serves 17,532 people · EPA ID UTAH25002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Intellipop Fixed Wireless | 1,000 / 1,000 |
| CentraCom Cable · Fiber in parts of the area | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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