Henderson County property record for 978 Deep Gap Loop Rd, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 448 sqft · built 2021 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $35,000 (Aug 2019) |
| Tax Bill | $934 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9598857234 |
| Primary APN | 9598857234 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 448 sqft Heated Area |
| 1st Floor Area | 448 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 52,272 sqft (1.2 acres) |
| Porch | Slab |
| Deck Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9974412 |
|---|---|
| Street Address | 978 DEEP GAP LOOP RD |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-5701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9974412~R3 |
| Legal Description | TRACT B SLD4948 PL2004-4948 |
| Legal Subdivision | DANA |
| Legal Tract | B |
| Legal Block | 85 |
| Legal Lot Number | 7234 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 930201 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 725 DEEP GAP LOOP RD, FLAT ROCK, NC 28731-6798 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2019 · Amount on Record |
| Deed Sale | Aug 23, 2019 · Amount on Record |
| Deed Book / Page | 3376 / 535 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Aug 23, 2019 |
| Property Address | 978 DEEP GAP LOOP RD, FLAT ROCK, NC 28731-5701 |
| Document Number | 0033760535 |
| Book / Page | 003376 / 000535 |
| Instrument Date | Aug 20, 2019 |
| Instrument | 909571 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2019 |
| Title Company | FIRST AMERICAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $70.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 725 DEEP GAP LOOP RD FLAT ROCK NC 287316798, FLAT ROCK, NC 28731-6798 |
| Document Number | 33760537 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | 003376/000537 |
| Instrument | 909572 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | HENDERSONVILLE, NC 28792-9181 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 22, 2029 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,700 (+97.47%) Land $47,400 Building $116,300 | ||
| 2025 | $934.00 | ||
| 2023 | $82,900 Land $48,000 Building $34,900 | $163,700 Land $47,400 Building $116,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
4G LTE (outdoors only), no 5G reported
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