Anne Arundel County property record for 978 Deep Creek Ave, Arnold, MD 21012
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,856 sqft · built 1980 |
| Lot Size | 0.893 acres (38,880 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Feb 1986) |
| Tax Bill | $3,853 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-749-90019784 |
| Primary APN | 03-749-90019784 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,856 sqft Living Area |
| Gross Area | 2,480 sqft |
| 1st Floor Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 38,880 sqft (0.893 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 74990019784 |
|---|---|
| Street Address | 978 DEEP CREEK AVE |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 356 SHORE ACRES |
| Legal Subdivision | SHORE ACRES |
| Legal Block | 2 |
| Legal Lot Number | 356 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 731106 |
978 Deep Creek Ave is owned and occupied by two individuals who acquired it in December 2024.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 978 DEEP CREEK AVE, ARNOLD, MD 21012-1730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 1986 · Amount on File |
| Deed Sale | Feb 14, 1986 · Amount on File |
| Deed Book / Page | 4032 / 109 |
| Last Transfer Date | Dec 4, 2024 |
| Transfer Doc | 0409400144 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 978 DEEP CREEK AVE, ARNOLD, MD 21012-1730 |
| Document Number | 0308270115 |
| Book / Page | 030827 / 000115 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 978 DEEP CREEK AVE ARNOLD MD 210121730, ARNOLD, MD 21012-1730 |
| Document Number | 0308270115 |
|---|---|
| Date | Apr 13, 2017 |
| Book Page | 030827/000115 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 12, 2032 |
The 2025 property tax bill for 978 Deep Creek Ave was $3,853, up 2.3% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $438,733 (+6.14%) | $464,100 (-) Land $212,700 Building $251,400 | |
| 2025 | $3,853.00 (+2.34%) | $413,367 | $464,100 Land $212,700 Building $251,400 |
| 2024 | $3,765.00 (+19.9%) | ||
| 2023 | $3,140.00 Homeowner's exemption | $388,000 Land $212,700 Building $175,300 | $388,000 Land $212,700 Building $175,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 978 Deep Creek Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 978 Deep Creek Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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