978 Crows Bluff Ln, Sanford, FL 32773 Property Records

Seminole County property record for 978 Crows Bluff Ln, Sanford, FL 32773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,307 sqft · built 1987
Lot Size	0.207 acres (9,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$76,700 (Jul 1991)
Tax Bill	$736 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-20-30-505-0000-0020`

Property Details

APN / Parcel Number

Primary APN	`13-20-30-505-0000-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,307 sqft Living Area
1st Floor Area	1,310 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Siding
Construction Type	Wood Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,038 sqft
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Finished/Screened Porch
Porch Area	256 sqft
Patio Area	584 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	978 CROWS BLUFF LN
City	SANFORD
State	FL
Zip	32773-6489
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 SANFORD PLACE PB 33 PGS 33 TO 35
Legal Range	30E
Legal Township	20S
Legal Section	13
Legal Subdivision	SANFORD PLACE
Legal Tract	505
Legal Lot Number	2
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	2
Census Block	2011
Census Tract	20905

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	978 CROWS BLUFF LN, SANFORD, FL 32773-6489
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jan 25, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jul 17, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 1991 · Amount on Record
Deed Sale	Jul 1, 1991 · Amount on Record
Deed Document Number	0023161549
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	978 CROWS BLUFF LN, SANFORD, FL 32773-6489
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099120211
Date	Apr 26, 2021
Book Page	9912/211
Instrument	2021054053

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	978 CROWS BLUFF LN, SANFORD, FL 32773-6489
Document Number	0095281852
Instrument Date	Jan 25, 2020
Transaction Type	Mortgage
Record Updated	Feb 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	978 CROWS BLUFF LN SANFORD FL 327736489, SANFORD, FL 32773-6489

Mortgage

Document Number	0095281852
Date	Jan 31, 2020
Book Page	009528/001852
Instrument	11593

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 30, 2035

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	978 CROWS BLUFF LN, SANFORD, FL 32773-6489
Document Number	0089600418
Book / Page	008960 / 000418
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	978 CROWS BLUFF LN SANFORD FL 327736489, SANFORD, FL 32773-6489

Mortgage

Document Number	0089600418
Date	Jul 26, 2017
Book Page	008960/000418
Instrument	75686

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 25, 2032

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$736.00 (-23.25%) Homeowner's exemption	$96,913 (+5.99%)	$296,231 (+5.11%) Land $70,000 Building $226,231
2023	$959.00 (+3.79%) Homeowner's exemption	$91,439 (+3%)	$281,826 (-1.22%) Land $60,000 Building $221,826
2022	$924.00 Homeowner's exemption	$88,776	$285,301 Land $57,000 Building $228,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY NORTHEAST serves 19,925 people · EPA ID FL3590473
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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