978 Colonial Rd, Clover, SC 29710 Property Records

York County property record for 978 Colonial Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,352 sqft · built 2018
Lot Size	2.01 acres (87,817 sqft)
Owner	Individual Name on Record
Last Sale	$173,300 (Aug 2018)
Tax Bill	$1,015 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`369-00-00-110`

Property Details

APN / Parcel Number

Primary APN	`369-00-00-110`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	1,622 sqft
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Lot Area	87,817 sqft (2.01 acres)

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	126 sqft
Patio Area	126 sqft

Location & Zoning

Street Address	978 COLONIAL RD
City	CLOVER
State	SC
Zip	29710-6624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCII
Legal Description	TRACT 45 BOWLING GREEN EST
Legal Subdivision	BOWLING GREEN EST
Legal Tract	45
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	4
Census Block	4003
Census Tract	61705

Owner

Source: York County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	978 COLONIAL RD, CLOVER, SC 29710-6624
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FINANCIAL CORP
Dec 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Aug 3, 2018	Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Dec 15, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2018 · Amount on Record
Deed Sale	Aug 3, 2018 · Amount on Record
Prior Sale	Dec 15, 2017 · Amount on Record
Deed Document Number	201832950
Deed Book / Page	17112 / 496
Prior Transfer Date	Apr 10, 2012
Prior Transfer Doc	1258900211
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	978 COLONIAL RD, CLOVER, SC 29710-6624
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2030800001
Date	Jul 21, 2022
Book Page	20308/1
Instrument	2022032711

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	978 COLONIAL RD, CLOVER, SC 29710-6624
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1884000181
Date	Dec 16, 2020
Book Page	18840/181
Instrument	2020061907

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Aug 3, 2018
Property Address	978 COLONIAL RD, CLOVER, SC 29710-6624
Document Number	1711200496
Book / Page	17112 / 496
Map Reference	MB 73 PG 127
Instrument Date	Jul 31, 2018
Instrument	2018032950
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$641.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 COLONIAL RD, CLOVER, SC 29710-6624

Mortgage

Document Number	2018032951
Date	Aug 3, 2018
Instrument	2018032951

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	YORK SC
Recording Date	Dec 15, 2017
Property Address	978 COLONIAL RD, CLOVER, SC 29710-6624
Document Number	1674200399
Book / Page	016742 / 000399
Instrument Date	Dec 15, 2017
Instrument	53912
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$55.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	590 CACTUS LN CLOVER SC 297108202, CLOVER, SC 29710-8202

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,015.00 (+8.21%)	$8,088 (+14.72%) Land $2,337 Building $5,751	$244,160 (+38.54%) Land $70,560 Building $173,600
2023	$938.00	$7,050 Land $1,200 Building $5,850	$176,244 Land $30,000 Building $146,244

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003
Water Source	Purchased surface water from CITY OF ROCK HILL
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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