Sumter County property record for 978 Chapman Loop, The Villages, FL 32162
| Property Type | Single Family Home |
|---|---|
| Details | 2,000 sqft · built 2008 |
| Lot Size | 0.187 acres (8,163 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Mar 2011) |
| Tax Bill | $4,679 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 361823D36E085 |
| Primary APN | 361823D36E085 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,000 sqft Living Area |
|---|---|
| Gross Area | 2,816 sqft |
| 1st Floor Area | 2,000 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Custom Design |
| Exterior Material | Block |
| Construction Type | Wood |
| Lot Area | 8,163 sqft (0.187 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 347 sqft |
| Street Address | 978 CHAPMAN LOOP |
|---|---|
| City | THE VILLAGES |
| State | FL |
| Zip | 32162-4515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 85 THE VILLAGES OF SUMTER UNIT NO 137 PB 9 PGS 18-18A |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 36 |
| Legal Subdivision | THE VILLAGES OF SUMTER |
| Legal Lot Number | 85 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 911206 |
978 Chapman Loop is owned and occupied by two individuals who bought it in March 2011.
Source: Sumter County records, as of December 2, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 978 CHAPMAN LOOP, THE VILLAGES, FL 32162-4515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2011 · Amount on File |
| Deed Sale | Mar 16, 2011 · Amount on File |
| Prior Sale | Jun 19, 2008 · Amount on File |
| Deed Document Number | 201142612 |
| Deed Book / Page | 2296 / 486 |
| Prior Transfer Date | Jul 30, 2009 |
| Prior Transfer Doc | 0021090765 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 978 Chapman Loop was $4,679 with a homeowner's exemption, up 3.1% from the year before.
Source: Sumter County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,679.00 (+3.06%) Homeowner's exemption | $287,540 | $434,230 Land $48,980 Building $385,250 |
| 2024 | $4,540.00 (+5.26%) | ||
| 2023 | $4,313.00 (+3.68%) Additional exemption filed | $271,310 (+3%) | $440,230 (-3.52%) Land $32,650 Building $407,580 |
| 2022 | $4,160.00 Homeowner's exemption | $263,410 | $456,270 Land $40,730 Building $415,540 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 978 Chapman Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 978 Chapman Loop is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5 serves 18,675 people · EPA ID FL3350942 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | VILLAGE WATER |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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