Albemarle County property record for 978 Canvas Back Dr, Charlottesville, VA 22903 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,742 sqft Finished Area |
| Lot Size | 8,581 sqft (0.197 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $392,000 (2019) |
| Tax Bill | $5,571.00 (2026) |
| Primary APN | 076R1-01-00-01600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,742 sqft Finished Area |
| Basement Area | 3,044 sqft Basement |
| Unfinished Basement | 1,302 sqft Unfinished |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Wood Construction |
| Roof Material | Wood Roof |
| Lot Area | 8,581 sqft (0.197 acres) |
| Garage Area | 400 sqft Garage |
| Deck Area | 132 sqft Deck |
|---|---|
| Patio Area | 132 sqft Patio |
| Porch Area | 138 sqft Porch |
| View | Proximity to Airport View |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 978 CANVAS BACK DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-7865 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | REDFIELDS LOT 16 PH 2C |
| Legal Subdivision | REDFIELDS |
| Jurisdiction | ALBEMARLE VA |
| Minor Civil Division | SAMUEL MILLER |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 11202 |
Source: Albemarle County records · APN 076R1-01-00-01600
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 978 CANVAS BACK DR, CHARLOTTESVILLE, VA 22903-7865 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 05, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BK |
| Nov 15, 2019 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 15, 2019 · Amount on Record |
| Deed Sale | Nov 15, 2019 · Amount on Record |
| Prior Sale | Jun 18, 2013 · Amount on Record |
| Deed Doc Number | 201912659 |
| Deed Book / Page | 5243 / 594 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 978 CANVAS BACK DR, CHARLOTTESVILLE, VA 22903-7865 |
| Document Number | 0000005516 |
| Instrument Date | May 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 978 CANVAS BACK DR CHARLOTTESVILLE VA 229037865, CHARLOTTESVILLE, VA 22903-7865 |
| Document Number | 0000005516 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 005316/000058 |
| Instrument | 5516 |
| Name | TRUIST BK |
|---|---|
| Address | RICHMOND, VA 23224 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Nov 15, 2019 |
| Property Address | 978 CANVAS BACK DR, CHARLOTTESVILLE, VA 22903-7865 |
| Document Number | 0000012659 |
| Book / Page | 005243 / 000594 |
| Instrument Date | Nov 08, 2019 |
| Instrument | 12659 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2019 |
| Title Company | CHARLOTTESVILLE SETTLEMENT COMPANY, CHARLOTTESVILLE SETTLEMENT CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $392.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 978 CANVAS BACK DR CHARLOTTESVILLE VA 229037865, CHARLOTTESVILLE, VA 22903-7865 |
| Document Number | 12660 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 005243/000597 |
| Instrument | 12660 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2049 |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,571.00 (+9.34%) | $623,100 (+22.8%) Land $209,000 Building $414,100 | $623,100 (+22.8%) Land $209,000 Building $414,100 |
| 2025 | $5,095.00 (+17.59%) | ||
| 2023 | $4,333.00 | $507,400 Land $178,800 Building $328,600 | $507,400 Land $178,800 Building $328,600 |
978 Canvas Back Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 29th in Virginia |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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