Gallia County property record for 978 Campground Rd, Waterloo, OH 45688
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba · 1,498 sqft · built 1953 |
| Lot Size | 52 acres (2,265,120 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,101 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03200124000 |
| Primary APN | 03200124000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,498 sqft Living Area |
| 1st Floor Area | 1,070 sqft |
| Basement Area | 96 sqft |
| Family Room | Family Room |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,265,120 sqft (52 acres) |
| Lot Dimensions | 283 ft deep x 14 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 404 sqft |
| Canopy | 96 sqft |
| Pole Barn | 1,568 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 978 CAMPGROUND RD |
|---|---|
| City | WATERLOO |
| State | OH |
| Zip | 45688-9400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S W 1/4 S W 1/4 LESS RIGHT OF WAY 14 X 283 V580 P9 |
| Jurisdiction | GALLIA OH |
| Township / Civil Division | WALNUT |
| Census Block Group | 3 |
| Census Block | 3082 |
| Census Tract | 953700 |
978 Campground Rd, a rural home, is owned and occupied by an individual.
Source: Gallia County records, as of April 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 978 CAMPGROUND RD, WATERLOO, OH 45688-9400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 978 Campground Rd was $1,101.
Source: Gallia County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Gallia County |
| County Subdivision | Walnut Township |
| Unified School District | Symmes Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,101.00 | $70,390 Land $36,400 Building $33,990 | |
| 2024 | $201,120 (-) Land $104,000 Building $97,120 | ||
| 2023 | $1,140.00 | $70,390 Land $36,400 Building $33,990 | $201,120 Land $104,000 Building $97,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 978 Campground Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 978 Campground Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 98.4% of Ohio |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HECLA WATER ASSOCIATION private · serves 34,942 people · EPA ID OH4401612 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| JB-Nets Fixed Wireless | 25 / 10 |
No cell data coverage reported
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