978 Blue Mountain Rd, Lyons, CO 80540 Property Records

Boulder County property record for 978 Blue Mountain Rd, Lyons, CO 80540

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.75 ba · 1,472 sqft · built 1986
Lot Size10.6 acres (462,370 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Aug 2007)
Tax Bill$8,311 (2025)
Deeds & MortgagesDec 2016 Mortgage
Flood ZoneZone X (minimal risk)
APN1201-01-0-00-004

Property Details

APN / Parcel Number

Primary APN1201-01-0-00-004
Alternative APNs
  • R0050903
  • 0050903

Interior

Bedrooms2 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,472 sqft Living Area
Gross Area2,440 sqft
1st Floor Area1,472 sqft
Basement Area968 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialLogs
Construction TypeFrame
Lot Area462,370 sqft
Garage TypeDetached
Garage Area1,200 sqft
Parking Spaces14 Parking Spaces
Deck Area1,268 sqft
StableStable
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemRadiant

Location & Zoning

Account NumberR0050903
Street Address978 BLUE MOUNTAIN RD
CityLYONS
StateCO
Zip80540-8347
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Description10 ACS M/L NW 1/4 NE 1/4 1-3N-71
Legal Range71
Legal Township3N
Legal Section01
Legal SubdivisionTR, NBR 962 LYONS AREA
Legal Block2
JurisdictionBOULDER CO
Township / Civil DivisionLONGMONT
Census Block Group2
Census Block2010
Census Tract13601

Owner

Source: Boulder County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address978 BLUE MOUNTAIN RD, LYONS, CO 80540-8347
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2007 · Amount on Record
Deed SaleAug 14, 2007 · Amount on Record
Prior SaleJul 30, 1990
Deed Document Number20072876000
Record UpdatedSep 20, 2026

December 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOULDER CO
Property Address978 BLUE MOUNTAIN RD, LYONS, CO 80540-8347
Document Number0003569318
Instrument DateDec 16, 2016
Transaction TypeMortgage
Record UpdatedJan 24, 2017
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address978 BLUE MOUNTAIN RD LYONS CO 805408347, LYONS, CO 80540-8347

Mortgage

Document Number0003569318
DateJan 17, 2017
Instrument3569318
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 16, 2047

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of June 15, 2026

Property Jurisdictions

TypeName
StateColorado
CountyBoulder County
Unified School DistrictSt. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$76,310 (+8.8%) Land $35,102 Building $41,208$1,122,200 (-) Land $516,200 Building $606,000
2025$8,311.00 (+16.3%)$70,138 (-5.61%) Land $32,263 Building $37,875$1,122,200 (+1.18%) Land $516,200 Building $606,000
2023$7,146.00 (+19.16%)$74,310 (+29.31%) Land $29,359 Building $44,951$1,109,100 (+34.13%) Land $438,200 Building $670,900
2022$5,997.00$57,467 Land $26,917 Building $30,550$826,870 Land $387,300 Building $439,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims56 (1980–2015)
Claims Outside the SFHA23 of 56
Most Recent ClaimJun 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 49 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 93% of the US · above 96% of Colorado
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
xBar7 Communications
Fixed Wireless
200 / 200
Lyons Communications
Fixed Wireless · not low latency
200 / 30
Rise Broadband
Fixed Wireless
50 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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