Contra Costa County property record for 978 Almond Dr, Oakley, CA 94561
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,428 sqft · built 1980 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,382 (2025) |
| Deeds & Mortgages | Dec 2023 Second Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 035-353-018-1 |
| Primary APN | 035-353-018-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| Gross Area | 1,875 sqft |
| 1st Floor Area | 1,428 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Block |
| Construction Type | Frame |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Type | Attached |
| Garage Area | 447 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 978 ALMOND DR |
|---|---|
| City | OAKLEY |
| State | CA |
| Zip | 94561-2112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | T04759 L0072 B EX 1/2 MR |
| Legal Subdivision | SYCAMORE |
| Legal Tract | 04759 |
| Legal Lot Number | 72 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | EAST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 302007 |
978 Almond Dr is owned and occupied by two individuals who acquired it in September 2017.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 978 ALMOND DR, OAKLEY, CA 94561-2112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage OPERATING ENGINEERS LOCAL UNION #3 FCU |
| Mar 29, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 11, 2017 | Intrafamily Transfer, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2017 |
| Deed Sale | Sep 11, 2017 |
| Prior Sale | Jul 21, 2003 · Amount on File |
| Deed Document Number | 2017164961 |
| Prior Transfer Date | Aug 31, 2017 |
| Prior Transfer Doc | 0000164961 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 978 ALMOND DR, OAKLEY, CA 94561-2112 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 978 ALMOND DR, OAKLEY, CA 94561-2112 |
| Document Number | 0000136337 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | 2023-136337 |
| Name | OPERATING ENGINEERS LOCAL UNION #3 FCU |
|---|---|
| Type | Credit Union |
| Address | LIVERMORE, CA 94551 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2044 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Mar 29, 2021 |
| Property Address | 978 ALMOND DR, OAKLEY, CA 94561-2112 |
| Document Number | 0000093572 |
| Map Reference | MB 219 PG 8 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 2021-093572 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 978 ALMOND DR, OAKLEY, CA 94561-2112 |
| Document Number | 0000093573 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021-093573 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Sep 11, 2017 |
| Property Address | 978 ALMOND DR, OAKLEY, CA 94561-2112 |
| Document Number | 0000164961 |
| Map Reference | MB219 PG8 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 2017-164961 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 978 ALMOND DR, OAKLEY, CA 94561-2112 |
| Document Number | 0000164962 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 2017-164962 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 978 Almond Dr was $5,382 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Oakley City |
| Secondary School District | Liberty Union High School District (09 - 12) |
| Elementary School District | Oakley Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $411,837 (+2%) Land $166,762 Building $245,075 | |
| 2025 | $5,382.00 Homeowner's exemption | $403,763 Land $163,493 Building $240,270 |
| 2023 | $5,227.00 (+0.83%) Homeowner's exemption | $388,087 Land $157,146 Building $230,941 |
| 2022 | $5,184.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 978 Almond Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 978 Almond Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DIABLO WATER DISTRICT serves 47,158 people · EPA ID CA0710007 |
|---|---|
| Water Source | Purchased surface water from RANDALL-BOLD WATER TREATMENT PLANT |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | CONTRA COSTA WATER DISTRICT |
| Lead | 2 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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