978 70th Ave, Roberts, WI 54023 Property Records

St. Croix County property record for 978 70th Ave, Roberts, WI 54023

Property Summary

Property Type	Single Family Home
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Sep 2026)
Tax Bill	$3,614 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`042-1084-70-100`

Property Details

APN / Parcel Number

Primary APN	`042-1084-70-100`
Alternative APN	`30.29.18.475B`

Exterior

Lot Area	100,188 sqft (2.3 acres)

Location & Zoning

Street Address	978 70TH AVE
City	ROBERTS
State	WI
Zip	54023-8316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 30 T29N R18W PT SE SE BEING LOT 1 OF CSM 9/2698 2.30 ACRES
Legal Range	18W
Legal Township	29N
Legal Section	30
Legal Lot Number	1
Jurisdiction	ST CROIX WI
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2031
Census Tract	121000

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	978 70TH AVE, ROBERTS, WI 54023-8316
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION
Jul 17, 2026	Affidavit, Transfer
Apr 15, 2024	Transfer on Death Deed, Transfer
Jan 10, 2023	Transfer on Death Deed, Transfer
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIGURE LENDING LLC
Mar 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2026 · Amount on Record
Deed Sale	Sep 11, 2026 · Amount on Record
Deed Document Number	20261212810
Prior Transfer Date	Apr 15, 2024
Prior Transfer Doc	0001177715
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Sep 11, 2026
Property Address	978 70TH AVE, ROBERTS, WI 54023-8316
Document Number	0001212810
Instrument Date	Sep 9, 2026
Instrument	20261212810
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	978 70TH AVE, ROBERTS, WI 54023-8316

Mortgage

Document Number	0001212810,
Date	Sep 11, 2026
Instrument	20261212810

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	ST CROIX WI
Recording Date	Jul 17, 2026
Property Address	978 70TH AVE, ROBERTS, WI 54023-8316
Document Number	0001210261
Instrument Date	Jul 17, 2026
Instrument	20261210261
Transaction Type	Transfer
Record Updated	Aug 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PRESCOTT, WI 54021

April 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CROIX WI
Recording Date	Apr 15, 2024
Property Address	978 70TH AVE, ROBERTS, WI 54023-8316
Document Number	0001177715
Instrument Date	Apr 15, 2024
Instrument	1177715
Transaction Type	Transfer
Record Updated	May 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5237 12 40TH ST, PRESCOTT, WI 54021

January 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CROIX WI
Recording Date	Jan 10, 2023
Property Address	978 70TH AVE, ROBERTS, WI 54023-8316
Document Number	0001163003
Instrument Date	Jan 10, 2023
Instrument	1163003
Transaction Type	Transfer
Record Updated	Jan 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	978 70TH AVE, ROBERTS, WI 54023-8316

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	978 70TH AVE, ROBERTS, WI 54023-8316
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001140288
Date	Oct 1, 2021
Instrument	1140288

Lender

Name	FIGURE LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 21, 2026

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	978 70TH AVE, ROBERTS, WI 54023-8316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001098233
Date	Mar 5, 2020
Instrument	1098233

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2040

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Warren Town
Unified School District	St. Croix Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,614.00 Homeowner's exemption
2025	$3,614.00 (+4.81%) Homeowner's exemption	$332,100 (+62.08%) Land $99,500 Building $232,600	$332,100 (+62.08%) Land $99,500 Building $232,600
2023	$3,448.00 Homeowner's exemption	$204,900 Land $67,100 Building $137,800	$204,900 Land $67,100 Building $137,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2019–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Baldwin Telecom Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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