978 4th St E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 978 4th St E, Saint Paul, MN 55106 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,037 sqft · built 1924
Lot Size	0.103 acres (4,464 sqft)
Owner	Individual Name on File
Tax Bill	$3,832 (2025)
Deeds & Mortgages	Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`33-29-22-24-0140`

Property Details

APN / Parcel Number

Primary APN	`33-29-22-24-0140`
Alternative APNs	`8053957` `70915`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,037 sqft Living Area
1st Floor Area	864 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Family Room	Family Room

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1954
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	4,464 sqft (0.103 acres)
Lot Dimensions	124 ft deep x 36 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	70915
Street Address	978 4TH ST E
City	SAINT PAUL
State	MN
Zip	55106-5209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKIDMORES ADDITION LOT 6 BLK 4
Legal Range	22
Legal Township	29
Legal Section	33
Legal Subdivision	SKIDMORES ADDITION
Legal Block	4
Legal Lot Number	6
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1012
Census Tract	34500

Owner

Source: Ramsey County records · APN 33-29-22-24-0140

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	978 4TH ST E, SAINT PAUL, MN 55106-5209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	978 4TH ST E, SAINT PAUL, MN 55106-5209
Document Number	0004731116
Instrument Date	Sep 22, 2018
Transaction Type	Mortgage
Record Updated	Oct 25, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	978 4TH ST E ST PAUL MN 551065209, ST PAUL, MN 55106-5209

Mortgage

Document Number	0004731116
Date	Oct 15, 2018
Instrument	4731116

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,600 (+7.34%) Land $23,100 Building $209,500	$232,600 (+7.34%) Land $23,100 Building $209,500
2025	$3,832.00 (+2.96%)
2023	$3,722.00 Homeowner's exemption	$216,700 Land $12,000 Building $204,700	$216,700 Land $12,000 Building $204,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ramsey County (27123C), updated April 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 661 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	1,000 / 75
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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