9779 Oak Trail Rd, Fort Wayne, IN 46825 Property Records

Allen County property record for 9779 Oak Trail Rd, Fort Wayne, IN 46825

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,252 sqft · built 2019
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on File
Last Sale$505,600 (Dec 2019)
Tax Bill$3,234 (2025)
Deeds & MortgagesJan 2022 Mortgage
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-07-03-279-020.000-073

Property Details

APN / Parcel Number

Primary APN02-07-03-279-020.000-073
Alternative APN
  • 8055680020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area3,252 sqft Living Area
Gross Area3,841 sqft
1st Floor Area1,626 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Construction TypeFrame
Roof MaterialAsphalt
Lot Area7,200 sqft (0.165 acres)
TerrainRolling
Garage TypeAttached
Garage Area589 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address9779 OAK TRAIL RD
CityFORT WAYNE
StateIN
Zip46825-8140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOVES OF NORTHBROOK SEC I LOT 20
Legal SubdivisionNORTHBROOK
Legal Lot Number20
JurisdictionALLEN IN
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2000
Census Tract10707

Owner

9779 Oak Trail Rd is owned and occupied by an individual who bought it in December 2019.

Source: Allen County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address9779 OAK TRAIL RD, FORT WAYNE, IN 46825-8140
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2022Deed of Trust, Mortgage · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
Dec 6, 2019Warranty Deed, Subdivision Related Transfer · Commercial Mortgage
THE GARRETT STATE BANK
Nov 21, 2019Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2019 · Amount on File
Deed SaleDec 6, 2019 · Amount on File
Prior SaleNov 21, 2019 · Amount on File
Deed Document Number201963211
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN IN
Property Address9779 OAK TRAIL RD, FORT WAYNE, IN 46825-8140
Transaction TypeMortgage
Record UpdatedJan 18, 2022
Title CompanyCENTURION LAND TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022001722
DateJan 6, 2022
Instrument2022001722
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

December 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionALLEN IN
Recording DateDec 6, 2019
Property Address9779 OAK TRAIL RD, FORT WAYNE, IN 46825-8140
Document Number2019063211
Map ReferenceCAB G PG 170
Instrument DateNov 25, 2019
Instrument2019063211
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 16, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9779 OAK TRAIL RD, FORT WAYNE, IN 46825-8140

Mortgage

Document Number2019063212
DateDec 6, 2019
Instrument2019063212
Lender
NameTHE GARRETT STATE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term359 Months
DueNov 15, 2049

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEN IN
Recording DateNov 21, 2019
Property Address9779 OAK TRAIL RD, FORT WAYNE, IN 46825-8140
Document Number2019060542
Instrument DateNov 15, 2019
Instrument2019060542
Transaction TypeTransfer
Record UpdatedJul 16, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1218 CROOKED CREEK PKWY, FORT WAYNE, IN 46845-2310

Tax Assessment & Valuation

The 2025 property tax bill for 9779 Oak Trail Rd was $3,234 with a homeowner's exemption, up 3.9% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyAllen County
County SubdivisionWashington Township
MunicipalityFort Wayne City
Unified School DistrictFort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,234.00 (+3.89%)$311,400 (+4.39%) Land $43,900 Building $267,500$311,400 (+4.39%) Land $43,900 Building $267,500
2024$3,113.00 (-3.98%)$298,300 (+5.11%) Land $32,600 Building $265,700$298,300 (+5.11%) Land $32,600 Building $265,700
2023$3,242.00 (+72.36%)$283,800 (-0.53%) Land $32,600 Building $251,200$283,800 (-0.53%) Land $32,600 Building $251,200
2022$1,881.00 Homeowner's exemption$285,300 Land $32,600 Building $252,700$285,300 Land $32,600 Building $252,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9779 Oak Trail Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9779 Oak Trail Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT WAYNE - 3 RIVERS FILTRATION PLANT
serves 269,994 people · EPA ID IN5202020
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2022
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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