9778 Windmill Rd, Fairhope, AL 36532 Property Records

Baldwin County property record for 9778 Windmill Rd, Fairhope, AL 36532

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,064 sqft · built 2005
Lot Size2.33 acres (101,494 sqft)
OwnerIndividual Name on Record
Tax Bill$2,251 (2025)
Deeds & MortgagesApr 2021 Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN46-05-22-0-000-001.689-905

Property Details

APN / Parcel Number

Primary APN46-05-22-0-000-001.689-905
Alternative APNs
  • 277434
  • 325809
  • 388681

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,064 sqft Adjusted Area
1st Floor Area1,064 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCondo/Apartment
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area101,494 sqft (2.33 acres)
Lot Dimensions154 ft deep x 74.9 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number388681
Street Address9778 WINDMILL RD
CityFAIRHOPE
StateAL
Zip36532
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT # 5 MOOREHAVEN VILLAGE CONDO IN CITY OF FAIRHOPE SEC 22-T6S-R2E (WBOS) LEASE IN#1906767
Legal SubdivisionMOOREHAVEN VILLAGE COND
Legal Lot Number5
Legal Unit5
JurisdictionBALDWIN AL
Township / Civil DivisionFAIRHOPE
Census Block Group3
Census Block3027
Census Tract11104

Owner

Source: Baldwin County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9916 WINDMILL RD, FAIRHOPE, AL 36532-3716
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2021Lease, Transfer · Conventional Mortgage
THE HOME LOAN EXPERT LLC
Apr 6, 2018Deed of Trust, Mortgage · Conventional Mortgage
MERCHANTS & MARINE BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

April 2021: Lease, Transfer

Document TypeLease
JurisdictionBALDWIN AL
Recording DateApr 19, 2021
Property Address9778 WINDMILL RD, FAIRHOPE, AL 36532
Document Number0001906767
Map ReferenceMB 23 PG 271
Instrument DateMar 11, 2021
Instrument1906767
Transaction TypeTransfer
Record UpdatedJan 27, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9916 WINDMILL RD APT 5, 5, FAIRHOPE, AL 36532-3717

Mortgage

Document Number0001906769
DateApr 19, 2021
Instrument1906769
Lender
NameTHE HOME LOAN EXPERT LLC
TypeMortgage Company
AddressSAINT LOUIS, MO 63144
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address9778 WINDMILL RD, FAIRHOPE, AL 36532
Document Number0001689765
Instrument DateApr 6, 2018
Transaction TypeMortgage
Record UpdatedApr 26, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address9916 WINDMILL RD #5 FAIRHOPE AL 365323717, 5, FAIRHOPE, AL 36532-3717

Mortgage

Document Number0001689765
DateApr 11, 2018
Instrument1689765
Lender
NameMERCHANTS & MARINE BK
TypeBank
AddressGULF SHORES, AL 36542
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueApr 10, 2023

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityFairhope City
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,251.00 (+15.02%)$48,940 (+14.99%) Building $48,940$244,700 (+14.99%) Building $244,700
2023$1,957.00 (+21.18%)$42,560 (+21.18%)$212,800 (+21.18%) Building $212,800
2022$1,615.00 (+126.19%)$35,120$175,600 Building $175,600
2021$714.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 33 policies
Nearby Flood Policies33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 74% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FAIRHOPE
serves 59,850 people · EPA ID AL0000035
Water SourceGroundwater
Last State InspectionAug 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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