9778 170th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 9778 170th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	2,376 sqft · built 2011
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$29,900 (Aug 2010)
Tax Bill	$5,872 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-008-0702`

Property Details

APN / Parcel Number

Primary APN	`02-008-0702`

Interior

Building Area	2,376 sqft Total Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Lot Area	435,600 sqft (10 acres)
Garage Type	Mixed
Garage Area	3,184 sqft
Parking Spaces	10 Parking Spaces
Porch	Slab
Shed	1 Shed

Location & Zoning

Street Address	9778 170TH ST
City	MILACA
State	MN
Zip	56353-3447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 OF E 1/2 OF SW OF SW 8 38 26 10.00
Legal Range	26
Legal Township	38
Legal Section	08
Jurisdiction	MILLE LACS MN
Township / Civil Division	BORGHOLM
Census Block Group	1
Census Block	1028
Census Tract	170400

Owner

Source: Mille Lacs County records · APN 02-008-0702

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9778 170TH ST, MILACA, MN 56353-3447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU
Dec 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 16, 2010 · Amount on Record
Deed Sale	Aug 16, 2010 · Amount on Record
Prior Sale	Apr 18, 2007 · Amount on Record
Deed Document Number	2010363325
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	9778 170TH ST, MILACA, MN 56353-3447
Transaction Type	Mortgage
Record Updated	Sep 08, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A426413
Date	Aug 24, 2021
Instrument	A426413

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 23, 2031

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	9778 170TH ST, MILACA, MN 56353-3447
Transaction Type	Mortgage
Record Updated	Apr 02, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A423134
Date	Mar 10, 2021
Instrument	A423134

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Dec 01, 2047

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	9778 170TH ST, MILACA, MN 56353-3447
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ALL AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A408754
Date	Oct 24, 2018
Instrument	A408754

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2048

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	9778 170TH ST, MILACA, MN 56353-3447
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A414863
Date	Dec 16, 2019
Instrument	A414863

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 01, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Borgholm Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,872.00 (-8.14%)
2025		$465,700 (-10.29%) Land $100,000 Building $365,700	$465,700 (-10.29%) Land $100,000 Building $365,700
2023	$6,392.00	$519,100 Land $64,000 Building $455,100	$519,100 Land $64,000 Building $455,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 4, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 42% of the US · above 72% of Minnesota
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250
LTD Broadband Fixed Wireless	150 / 130

Based on FCC filings for 5 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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