9776 Lago Dr, Boynton Beach, FL 33472 Property Records

Palm Beach County property record for 9776 Lago Dr, Boynton Beach, FL 33472

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,550 sqft · built 2001
Lot Size	0.041 acres (1,821 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jan 2020)
Tax Bill	$3,642 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jan 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-45-18-07-000-0220`

Property Details

APN / Parcel Number

Primary APN	`00-42-45-18-07-000-0220`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,550 sqft Living Area
Gross Area	1,970 sqft
1st Floor Area	740 sqft
Upper Floors Area	884 sqft

Exterior

Year Built	Built 2001
Construction Type	Concrete Block
Lot Area	1,821 sqft (0.041 acres)
Garage Area	250 sqft
Porch	Open Porch
Porch Area	144 sqft

Location & Zoning

Street Address	9776 LAGO DR
City	BOYNTON BEACH
State	FL
Zip	33472-2770
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RT
Legal Description	MELROSE PUD VERONA LAKES TR B-2 LT 22
Legal Range	42E
Legal Township	45S
Legal Section	18
Legal Subdivision	MELROSE PUD VERONA LAKES TR B-2
Legal Tract	B-2
Legal Block	2
Legal Lot Number	22
Jurisdiction	PALM BEACH FL
Township / Civil Division	SUNSHINE PARKWAY
Census Block Group	1
Census Block	1005
Census Tract	7779

Owner

9776 Lago Dr, a townhouse, is owned and occupied by an individual who bought it in January 2020.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9776 LAGO DR, BOYNTON BEACH, FL 33472-2770
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 14, 2020	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 13, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MTG
Nov 30, 2017	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2020 · Amount on File
Deed Sale	Jan 14, 2020 · Amount on File
Prior Sale	Nov 30, 2017 · Amount on File
Deed Document Number	20200017620
Deed Book / Page	31158 / 1995
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	9776 LAGO DR, BOYNTON BEACH, FL 33472-2770
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0330021827
Date	Oct 28, 2021
Book Page	33002/1827
Instrument	20210497520

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jan 14, 2020
Property Address	9776 LAGO DR, BOYNTON BEACH, FL 33472-2770
Document Number	0311581995
Book / Page	31158 / 1995
Map Reference	MB 90 PG 12-16
Instrument Date	Jan 13, 2020
Instrument	20200017620
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	RAS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8757 SANDY CREST LN, 8757, BOYNTON BEACH, FL 33473-7811

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9776 LAGO DR, BOYNTON BEACH, FL 33472-2770

Mortgage

Document Number	0311590001
Date	Jan 14, 2020
Instrument	31159/0001

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	9776 LAGO DR, BOYNTON BEACH, FL 33472-2770
Document Number	0311590001
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1060 AUDACE AVE #301 BOYNTON BEACH FL 334263347, 301, BOYNTON BEACH, FL 33426-3347

Mortgage

Document Number	0311590001
Date	Jan 14, 2020
Book Page	031159/000001
Instrument	17621

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Nov 30, 2017
Property Address	9776 LAGO DR, BOYNTON BEACH, FL 33472-2770
Document Number	0294940699
Book / Page	29494 / 0699
Map Reference	MB90 PG12-16
Instrument Date	Nov 27, 2017
Instrument	20170418987
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SOUT FLROIDA TITLE ASSOC LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,631.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	445 PROVIDENCE MAIN ST NW, 445, HUNTSVILLE, AL 35806-4832

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9776 LAGO DR, BOYNTON BEACH, FL 33472-2770

Mortgage

Document Number	20170418988
Date	Nov 30, 2017
Instrument	20170418988

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9776 Lago Dr was $3,642 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,642.00 Homeowner's exemption	$241,778	$342,025 Building $342,025
2023	$3,432.00 (+1.15%) Homeowner's exemption	$228,120 (+3%)	$331,025 (+14.93%) Building $331,025
2022	$3,393.00 Homeowner's exemption	$221,476	$288,025 Building $288,025

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9776 Lago Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9776 Lago Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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