Indian River County property record for 9775 85th St, Vero Beach, FL 32967
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,280 sqft · built 2003 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Apr 2021) |
| Tax Bill | $419 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage May 2018 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 31-38-34-00003-0160-00001.0 |
| Primary APN | 31-38-34-00003-0160-00001.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Dimensions | 130 ft deep x 77 ft wide |
| Garage Type | Detached |
| Garage Area | 1,620 sqft |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Patio Area | 210 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 29919 |
|---|---|
| Street Address | 9775 85TH ST |
| City | VERO BEACH |
| State | FL |
| Zip | 32967-3471 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | VERO LAKE ESTATES UNIT D BLK P LOTS 1 AND 2 PBI 5-38 |
| Legal Range | 38 |
| Legal Township | 31 |
| Legal Section | 34 |
| Legal Subdivision | VERO LAKE ESTATES UNIT D |
| Legal Block | P |
| Legal Lot Number | 1-2 |
| Legal Unit | D |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | FELLSMERE |
| Census Block Group | 2 |
| Census Block | 2099 |
| Census Tract | 50903 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 9775 85TH ST, VERO BEACH, FL 32967-3471 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPACE COAST CU |
| May 29, 2018 | Deed of Trust, Mortgage · Line of Credit NATIONAL BK/COMMERCE |
| May 29, 2018 | Deed of Trust, Mortgage · Line of Credit NATIONAL BK/COMMERCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2021 · Amount on Record |
| Deed Sale | Apr 21, 2021 · Amount on Record |
| Prior Sale | Jul 9, 2014 · Amount on Record |
| Deed Document Number | 0003415450 |
| Deed Book / Page | 2796 / 0894 |
| Prior Transfer Date | Oct 17, 2014 |
| Prior Transfer Doc | 3120140061200 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 9775 85TH ST, VERO BEACH, FL 32967-3471 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9775 85TH ST, VERO BEACH, FL 32967-3471 |
| Document Number | 0038011892 |
|---|---|
| Date | Sep 3, 2025 |
| Book Page | 3801/1892 |
| Instrument | 3120250043640 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Aug 25, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 9775 85TH ST, VERO BEACH, FL 32967-3471 |
| Document Number | 0031221564 |
| Instrument Date | May 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2018 |
| Name | Verified Name |
|---|---|
| Address | 9775 85TH ST VERO BEACH FL 329673471, VERO BEACH, FL 32967-3471 |
| Document Number | 0031221564 |
|---|---|
| Date | Jun 5, 2018 |
| Book Page | 003122/001564 |
| Instrument | 34530 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | VERO BEACH, FM 32960 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 9775 85TH ST, VERO BEACH, FL 32967-3471 |
| Document Number | 0031600734 |
| Instrument Date | May 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2018 |
| Name | Verified Name |
|---|---|
| Address | 9775 85TH ST VERO BEACH FL 329673471, VERO BEACH, FL 32967-3471 |
| Document Number | 0031600734 |
|---|---|
| Date | Nov 1, 2018 |
| Book Page | 003160/000734 |
| Instrument | 66396 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | VERO BEACH, FL 32960 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 31, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $419.00 (+108.46%) | $289,280 (+47.4%) | $333,789 (+29.89%) Land $71,585 Building $262,204 |
| 2023 | $201.00 (+2.03%) | $196,254 (+3%) | $256,970 (+14.06%) Land $58,775 Building $198,195 |
| 2022 | $197.00 | $190,537 | $225,289 Land $48,226 Building $177,063 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 20.9 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 24 (1994–2017) |
| Claims Outside the SFHA | 16 of 24 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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