9772 Silvercreek Ct, Estero, FL 33928 Property Records

Lee County property record for 9772 Silvercreek Ct, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,541 sqft · built 2004
Lot Size	0.185 acres (8,063 sqft)
Owner	Individual Name on File
Last Sale	$392,500 (Nov 2021)
Tax Bill	$4,303 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-46-25-E3-10000.0300`

Property Details

APN / Parcel Number

Primary APN	`34-46-25-E3-10000.0300`
Alternative APNs	`253446E3100000300` `34462510000000300` `10474651`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,541 sqft Living Area
Gross Area	3,506 sqft
1st Floor Area	1,241 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	8,063 sqft (0.185 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Patio Area	502 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10474651
Street Address	9772 SILVERCREEK CT
City	ESTERO
State	FL
Zip	33928-6290
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LAKES OF ESTERO PB 72 PGS 78-83 LOT 30
Legal Range	25E
Legal Township	46S
Legal Section	34
Legal Subdivision	LAKES OF ESTERO
Legal Tract	E3
Legal Block	1
Legal Lot Number	30
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1024
Census Tract	50306

Owner

9772 Silvercreek Ct is owned and occupied by an individual who bought it in November 2021.

Source: Lee County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	9772 SILVERCREEK CT, ESTERO, FL 33928-6290
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Nov 18, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2021 · Amount on File
Deed Sale	Nov 18, 2021 · Amount on File
Prior Sale	Nov 8, 2005 · Amount on File
Deed Document Number	2021381093
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	9772 SILVERCREEK CT, ESTERO, FL 33928-6290
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9772 SILVERCREEK CT, ESTERO, FL 33928-6290

Mortgage

Document Number	0000288178
Date	Oct 28, 2025
Instrument	2025000288178

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	216 Months
Due	Oct 27, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Nov 18, 2021
Property Address	9772 SILVERCREEK CT, ESTERO, FL 33928-6290
Document Number	0000381093
Map Reference	MB 72 PG 78-83
Instrument Date	Nov 15, 2021
Instrument	2021000381093
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,747.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8004 HOOPES DR, 8004, CITRUS HEIGHTS, CA 95610-4052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9772 SILVERCREEK CT, ESTERO, FL 33928-6290

Mortgage

Document Number	0000381094
Date	Nov 18, 2021
Instrument	2021000381094

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 9772 Silvercreek Ct was $4,303 with a homeowner's exemption.

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,303.00 Homeowner's exemption	$342,575	$386,792 Land $90,602 Building $296,190
2023	$4,019.00 (-0.52%) Homeowner's exemption	$323,223 (+3%)	$376,203 (+19.88%) Land $94,961 Building $281,242
2022	$4,040.00 Homeowner's exemption	$313,809 Land $83,535 Building $230,274	$313,809 Land $83,535 Building $230,274

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9772 Silvercreek Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 164 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	164 in force
Nearby Flood Claims	21 (1981–2023)
Claims Outside the SFHA	6 of 21
Most Recent Claim	Mar 2023
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9772 Silvercreek Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream, CenturyLink, Hotwire Communications.

Nearby Properties on Silvercreek Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures