Sumter County property record for 9771 Pepper Tree Pl, Wildwood, FL 34785
| Property Type | Single Family Home |
|---|---|
| Details | 2,983 sqft · built 2016 |
| Lot Size | 0.23 acres (1 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,162 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301823D30BA011 |
| Primary APN | 301823D30BA011 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,983 sqft Living Area |
|---|---|
| Gross Area | 3,423 sqft |
| 1st Floor Area | 2,983 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Block |
| Construction Type | Concrete Block |
| Lot Area | 1 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 270 sqft |
| Street Address | 9771 PEPPER TREE PL |
|---|---|
| City | WILDWOOD |
| State | FL |
| Zip | 34785-7653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 BLK A PEPPER TREE VILLAGE PB 16 PGS 1-1B |
| Legal Range | 23E |
| Legal Township | 18S |
| Legal Section | 30 |
| Legal Subdivision | PEPPER TREE VILLAGE |
| Legal Block | A |
| Legal Lot Number | 11 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 910100 |
Source: Sumter County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9771 PEPPER TREE PL, WILDWOOD, FL 34785-7653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 5, 2026 | Quit Claim Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Jul 10, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2026 |
| Deed Sale | Jun 5, 2026 |
| Prior Sale | Mar 1, 2016 · Amount on Record |
| Deed Document Number | 202628433 |
| Deed Book / Page | 5143 / 397 |
| Prior Transfer Date | Oct 4, 2024 |
| Prior Transfer Doc | 0047570191 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 9771 PEPPER TREE PL, WILDWOOD, FL 34785-7653 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 9771 PEPPER TREE PL, WILDWOOD, FL 34785-7653 |
| Document Number | 0039480359 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 3948/359 |
| Instrument | 202160013941 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | Dec 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Jun 5, 2026 |
| Property Address | 9771 PEPPER TREE PL, WILDWOOD, FL 34785-7653 |
| Document Number | 0051430397 |
| Book / Page | 5143 / 397 |
| Instrument Date | May 22, 2026 |
| Instrument | 202628433 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9771 PEPPER TREE PL, WILDWOOD, FL 34785-7653 |
| Document Number | 0000028434, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 5143/401 |
| Instrument | 202628434 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 9771 PEPPER TREE PL, WILDWOOD, FL 34785-7653 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0037860482 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 3786/482 |
| Instrument | 202060029037 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Nov 1, 2047 |
Source: Sumter County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Municipality | Wildwood City |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,162.00 (+1,072.39%) Additional exemption filed | $319,940 (+5.98%) | $384,930 (-8.33%) Land $36,000 Building $348,930 |
| 2024 | $355.00 (+184%) | ||
| 2023 | $125.00 (+0.81%) Additional exemption filed | $301,880 (+3%) | $419,920 (+24.74%) Land $36,000 Building $383,920 |
| 2022 | $124.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $293,090 | $336,630 Land $36,000 Building $300,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILDWOOD, CITY OF (7 WPS) serves 25,941 people · EPA ID FL6600331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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