9770 Nims Rd, Sumas, WA 98295 Property Records

Whatcom County property record for 9770 Nims Rd, Sumas, WA 98295

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,168 sqft · built 2006
Lot Size	5 acres (217,800 sqft)
Owner	Owner Name on File
Last Sale	$67,500 (Nov 2004)
Tax Bill	$6,959 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`84165`

Property Details

APN / Parcel Number

Primary APN	`84165`
Alternative APNs	`410532 296110 0000` `159537`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,168 sqft Living Area
1st Floor Area	2,168 sqft

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Deck Area	117 sqft
Patio Area	992 sqft
Storage Building	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	84165
Street Address	9770 NIMS RD
City	SUMAS
State	WA
Zip	98295-9409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG 20 FT E OF NW COR OF SW SE-TH E 30 RODS-TH S 26 2/3 RODS-TH W 30 RODS-TH N TO BEG-SUBJ TO ESMT FOR DRAINAGE DITCH REC IN
Legal Range	05
Legal Township	41
Legal Section	32
Jurisdiction	WHATCOM WA
Township / Civil Division	SUMAS
Census Block Group	1
Census Block	1003
Census Tract	10202

Owner

The current owner of 9770 Nims Rd bought it in November 2004.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Owner Name on File
Mailing Address	9770 NIMS RD, SUMAS, WA 98295-9409
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jul 20, 2020	Deed of Trust, Mortgage · Line of Credit UMPQUA BK
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Mar 7, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2004 · Amount on File
Deed Sale	Nov 16, 2004 · Amount on File
Deed Document Number	2041102751
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	9770 NIMS RD, SUMAS, WA 98295-9409
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9770 NIMS RD, SUMAS, WA 98295-9409

Mortgage

Document Number	0000703184
Date	Jul 20, 2021
Instrument	2021-0703184

Lender

Name	UMPQUA BANK
Type	Bank
Address	MERCER ISLAND, WA 98040

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	9770 NIMS RD, SUMAS, WA 98295-9409
Document Number	2201205174
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9770 NIMS RD SUMAS WA 982959409, SUMAS, WA 98295-9409

Mortgage

Document Number	2201205174
Date	Dec 29, 2020
Instrument	1205174

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	9770 NIMS RD, SUMAS, WA 98295-9409
Document Number	2200703523
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9770 NIMS RD SUMAS WA 982959409, SUMAS, WA 98295-9409

Mortgage

Document Number	2200703523
Date	Jul 22, 2020
Instrument	703523

Lender

Name	UMPQUA BK
Type	Bank
Address	MERCER ISLAND, WA 98040

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	9770 NIMS RD, SUMAS, WA 98295-9409
Document Number	2200403269
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9770 NIMS RD SUMAS WA 982959409, SUMAS, WA 98295-9409

Mortgage

Document Number	2200403269
Date	Apr 28, 2020
Instrument	403269

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 27, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	9770 NIMS RD, SUMAS, WA 98295-9409
Document Number	2170303047
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	Apr 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9770 NIMS RD SUMAS WA 982959409, SUMAS, WA 98295-9409

Mortgage

Document Number	2170303047
Date	Mar 29, 2017
Instrument	303047

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9770 Nims Rd was $6,959.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,959.00	$750,643 Land $387,167 Building $363,476	$750,643 Land $387,167 Building $363,476
2022		$524,552 Land $192,731 Building $331,821	$524,552 Land $192,731 Building $331,821
2021	$4,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9770 Nims Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 251 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	251 in force
Nearby Flood Claims	226 (2020–2026)
Claims Outside the SFHA	10 of 226
Most Recent Claim	Jun 2026 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 218 claims Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9770 Nims Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMAS RURAL WATER ASSOCIATION private · serves 612 people · EPA ID WA5384850
Water Source	Purchased groundwater from SUMAS WATER DEPT
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Pogozone powered by Neubeam Fixed Wireless	75 / 20
Ziply Fiber DSL	10 / 1

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