St. Louis County property record for 9770 Iron Junction Rd, Iron, MN 55751
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,344 sqft · built 1994 |
| Lot Size | 4.6 acres (200,376 sqft) |
| Owner | Individual Name on File |
| Last Sale | $192,000 (Dec 2022) |
| Tax Bill | $1,208 (2026) |
| Deeds & Mortgages | Nov 2022 Line of Credit Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 290-0010-03865 |
| Primary APN | 290-0010-03865 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Gross Area |
| 1st Floor Area | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 200,376 sqft (4.6 acres) |
| Garage Type | Mixed |
| Garage Area | 864 sqft |
| Deck Area | 36 sqft |
| Storage Building | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1142770 |
|---|---|
| Street Address | 9770 IRON JUNCTION RD |
| City | IRON |
| State | MN |
| Zip | 55751-8015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUNS |
| Legal Description | NLY 500 FT OF ELY 400 FT OF WLY 900 FTOF NW1/4 OF NE1/4 SERIAL # |
| Legal Range | 19W |
| Legal Township | 57N |
| Legal Section | 23 |
| Legal Subdivision | CHERRY TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | CHERRY |
| Census Block Group | 1 |
| Census Block | 1157 |
| Census Tract | 12700 |
9770 Iron Junction Rd is owned and occupied by an individual who bought it in December 2022.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9770 IRON JUNCTION RD, IRON, MN 55751-8015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2022 | Deed of Trust, Mortgage · Line of Credit THE MINERS NATIONAL BANK OF EVELETH |
| Dec 27, 2022 | Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 7, 2017 | Warranty Deed, Transfer · Conventional with PMI US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2022 · Amount on File |
| Deed Sale | Dec 27, 2022 · Amount on File |
| Prior Sale | Sep 7, 2017 · Amount on File |
| Deed Document Number | 20221459221 |
| Prior Transfer Date | Nov 7, 2006 |
| Prior Transfer Doc | 0001093429 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 9770 IRON JUNCTION RD, IRON, MN 55751-8015 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001455992 |
|---|---|
| Date | Nov 8, 2022 |
| Instrument | 1455992 |
| Name | THE MINERS NATIONAL BANK OF EVELETH |
|---|---|
| Type | Bank |
| Address | EVELETH, MN 55734 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Oct 21, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 27, 2022 |
| Property Address | 9770 IRON JUNCTION RD, IRON, MN 55751-8015 |
| Document Number | 0001459221 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 1459221 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | ALL AMERICAN TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $633.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 9770 IRON JUNCTION RD, IRON, MN 55751-8015 |
| Document Number | 0001459222 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 1459222 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 7, 2017 |
| Property Address | 9770 IRON JUNCTION RD, IRON, MN 55751-8015 |
| Document Number | 00A1317006 |
| Instrument Date | Aug 18, 2017 |
| Instrument | A1317006 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2017 |
| Title Company | UP N TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $448.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9770 IRON JUNCTION RD IRON MN 557518015, IRON, MN 55751-8015 |
| Document Number | A1317007 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | A1317007 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 6, 2032 |
The 2026 property tax bill for 9770 Iron Junction Rd was $1,208 with a homeowner's exemption, up 52.1% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Cherry Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,208.00 (+52.14%) Homeowner's exemption | ||
| 2025 | $794.00 (-10.59%) Homeowner's exemption | $196,400 (+22.83%) Land $25,800 Building $170,600 | $196,400 (+22.83%) Land $25,800 Building $170,600 |
| 2024 | $888.00 | $159,900 Land $28,100 Building $131,800 | $159,900 Land $28,100 Building $131,800 |
| 2022 | $120,000 Land $23,400 Building $96,600 | $120,000 Land $23,400 Building $96,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9770 Iron Junction Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9770 Iron Junction Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
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